Question 1

Which is better, American Express Marriott Bonvoy Brilliant or American Express Platinum (Morgan Stanley)?

Accepted Answer

The American Express Platinum (Morgan Stanley) is better with $2,079 net annual value compared to the American Express Marriott Bonvoy Brilliant at -$320. The American Express Platinum (Morgan Stanley) wins by $2,399/year.

Question 2

What's the difference between American Express Marriott Bonvoy Brilliant and American Express Platinum (Morgan Stanley)?

Accepted Answer

The key differences: American Express Platinum (Morgan Stanley) has a $895 annual fee and $2,974 in annual benefits, while American Express Marriott Bonvoy Brilliant has a $650 annual fee and $330 in annual benefits. The annual fee difference is $245.

Question 3

Which has a lower annual fee, American Express Marriott Bonvoy Brilliant or American Express Platinum (Morgan Stanley)?

Accepted Answer

The American Express Marriott Bonvoy Brilliant has a lower annual fee at $650 compared to the American Express Platinum (Morgan Stanley) at $895. However, the American Express Platinum (Morgan Stanley) offers $2,974 in total annual benefits.

Question 4

Is the American Express Platinum (Morgan Stanley) worth it compared to the American Express Marriott Bonvoy Brilliant?

Accepted Answer

Yes, the American Express Platinum (Morgan Stanley) offers better value with $2,079 net annual value compared to -$320 for the American Express Marriott Bonvoy Brilliant. Even though it has a higher annual fee ($895 vs $650), the American Express Platinum (Morgan Stanley) provides more total benefits.

Question 5

Which card is better for travel?

Accepted Answer

The American Express Platinum (Morgan Stanley) is better for travel with $1,019 in annual travel benefits compared to $0 for the American Express Marriott Bonvoy Brilliant.

Question 6

Should I get the American Express Platinum (Morgan Stanley)?

Accepted Answer

If you're deciding between the American Express Marriott Bonvoy Brilliant and American Express Platinum (Morgan Stanley), the American Express Platinum (Morgan Stanley) is the better choice with $2,079 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

CATEGORY	MARRIOTT BONVOY BRILLIANT	PLATINUM (MORGAN STANLEY)
🌎Travel	—	$1,019
✨Lifestyle	—	$955
🍽️Food & Dining	$300	$580
🎭Entertainment & Media	—	$300
🚗Transportation	—	$300
Hotel Free Night Certificates	Marriott 85k Free Night	—
Total credits	$330	$2,974
Annual fee	$650	$895
Net value	-$320	+$2,079

American Express Marriott Bonvoy Brilliant or American Express Platinum (Morgan Stanley)?

Where to use each card

Frequently asked questions

Which is better, American Express Marriott Bonvoy Brilliant or American Express Platinum (Morgan Stanley)?

What's the difference between American Express Marriott Bonvoy Brilliant and American Express Platinum (Morgan Stanley)?

Which has a lower annual fee, American Express Marriott Bonvoy Brilliant or American Express Platinum (Morgan Stanley)?

Is the American Express Platinum (Morgan Stanley) worth it compared to the American Express Marriott Bonvoy Brilliant?

Which card is better for travel?

Should I get the American Express Platinum (Morgan Stanley)?

Other comparisons

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