FIRST CARD
VSSECOND CARD
American Express Platinum (Morgan Stanley) or Marriott Bonvoy Boundless?
American Express Platinum (Morgan Stanley) returns $2,081 over its fee and Marriott Bonvoy Boundless returns $95, so the fee difference comes down to which categories you use.
American Express Platinum (Morgan Stanley)American Express · $895 fee · 11 credits
Marriott Bonvoy BoundlessChase · $95 fee · 0 credits
NET VALUE+$2,081$2,976 credits
NET VALUE-$95$0 credits
| CATEGORY | PLATINUM (MORGAN STANLEY) | MARRIOTT BONVOY BOUNDLESS |
|---|---|---|
| 🌎Travel | $1,009 | — |
| ✨Lifestyle | $967 | — |
| 🍽️Food & Dining | $580 | — |
| 🎭Entertainment & Media | $300 | — |
| 🚗Transportation |
BEST NET VALUE
AMERICAN EXPRESSAmerican Express Platinum (Morgan Stanley)
FEE$895
CREDITS$2,976
NET+$2,081
Category wins5 of 5
FEE$95
CREDITS$0
NET-$95
Category wins0 of 5
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
TAKE THE AMEX PLATINUM (MORGAN STANLEY) IF
You use travel, lifestyle, food & dining, or any of its 5 winning categories. Travel and Lifestyle and Food & Dining and Entertainment & Media and Transportation alone are worth $3,156 here and nothing on the Marriott Bonvoy Boundless.
Where to use each card
AMEX PLATINUM (MORGAN STANLEY)
MARRIOTT BONVOY BOUNDLESS
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Start tracking freeFrequently asked questions
Which is better, American Express Platinum (Morgan Stanley) or Marriott Bonvoy Boundless?
The American Express Platinum (Morgan Stanley) is better with $2,081 net annual value compared to the Marriott Bonvoy Boundless at -$95. The American Express Platinum (Morgan Stanley) wins by $2,176/year.
What's the difference between American Express Platinum (Morgan Stanley) and Marriott Bonvoy Boundless?
The key differences: American Express Platinum (Morgan Stanley) has a $895 annual fee and $2,976 in annual benefits, while Marriott Bonvoy Boundless has a $95 annual fee and $0 in annual benefits. The annual fee difference is $800.
Which has a lower annual fee, American Express Platinum (Morgan Stanley) or Marriott Bonvoy Boundless?
The Marriott Bonvoy Boundless has a lower annual fee at $95 compared to the American Express Platinum (Morgan Stanley) at $895. However, the American Express Platinum (Morgan Stanley) offers $2,976 in total annual benefits.
Is the American Express Platinum (Morgan Stanley) worth it compared to the Marriott Bonvoy Boundless?
Yes, the American Express Platinum (Morgan Stanley) offers better value with $2,081 net annual value compared to -$95 for the Marriott Bonvoy Boundless. Even though it has a higher annual fee ($895 vs $95), the American Express Platinum (Morgan Stanley) provides more total benefits.
Amex vs Chase: which issuer is better?
For these specific cards, Amex's American Express Platinum (Morgan Stanley) offers better value with $2,081 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The American Express Platinum (Morgan Stanley) is better for travel with $1,009 in annual travel benefits compared to $0 for the Marriott Bonvoy Boundless.