
American Express Platinum (Morgan Stanley)
The Morgan Stanley version of the Amex Platinum card, exclusively for Morgan Stanley and E*TRADE clients. Includes all standard Platinum benefits plus the ability to redeem Membership Rewards points for deposits into your Morgan Stanley brokerage account.
Airline Fee Credit
Hotel Credit
Uber Credit
Uber One Membership Credit
Digital Entertainment Credit
Walmart+ Subscription Credit
Lululemon Credit
Saks Fifth Avenue Credit
Equinox Credit
Oura Ring Credit
Clear Plus Credit
Resy Dining Credit
Benefits
Enrollment required. Up to $200 in statement credits per calendar year for incidental airline fees charged by your selected qualifying airline. Eligible fees include baggage fees, flight-change fees, in-flight food and beverage purchases, and airport lounge day passes.
Where to Use
Up to $300 in statement credits semi-annually (January to June, and July to December) for prepaid Fine Hotels + Resorts® and The Hotel Collection bookings made through American Express Travel.
Up to $120 in statement credits per calendar year on Uber One membership fees charged to an eligible Card. Valid on both monthly and annual Uber One membership purchases.
This $25/month credit ($300/year) fully covers most streaming or news subscriptions — Disney+, Hulu, ESPN+, Peacock, Paramount+, YouTube Premium, The New York Times, or The Wall Street Journal. One subscription uses it entirely; add a second and you're covered twice over.
Where to Use
Get back the full cost, including taxes, for a Walmart+ monthly subscription. Walmart+ includes your choice of Paramount+ Essential or Peacock Premium streaming, at no extra cost.
At $75 per quarter ($300/year), this credit covers a pair of leggings or two to three athletic tops every three months. If you shop lululemon at all, you'll use every dollar. Eligible purchases must be made directly at lululemon stores or lululemon.com.
Up to $50 in statement credits each January through June, and July through December for purchases at Saks Fifth Avenue online or at locations in the US and US Territories.
This $300 annual credit covers 1.5–3 months of an Equinox gym membership (typically $100–200/month) — or 7+ months of the Equinox+ digital app at $40/month. If you already use Equinox, this is automatic savings. Eligible for U.S. Equinox memberships and Equinox+ subscriptions across all cards on the account.
Up to $200 in statement credits each calendar year on eligible purchases. Eligible purchases include Oura Ring purchases made online at U.S. website ouraring.com.
Up to $209 in statement credits per calendar year when the Platinum Card® or Additional Cards on the Account are used to pay for an annual CLEAR® Plus Membership.
Up to $100 in statement credits each quarter for a total of up to $400 per calendar year on eligible Resy purchases at participating restaurants.
Frequently Asked Questions
The American Express Platinum (Morgan Stanley) has an annual fee of $895. This is a personal credit card.
The American Express Platinum (Morgan Stanley) offers $3,076 in annual benefits with a $895 annual fee, for a net value of $2,181. It can be worth it if you use the key benefits like Hotel Credit, Resy Dining Credit, Digital Entertainment Credit.
The American Express Platinum (Morgan Stanley) includes 12 benefits, including Hotel Credit ($600/year), Resy Dining Credit ($400/year), Digital Entertainment Credit ($300/year), Lululemon Credit ($300/year), Equinox Credit ($300/year).
The Amex Platinum offers $3,076 in annual benefits with a $895 annual fee. Key differences include airline-focused vs hotel-focused benefits, and different earning structures. Use our comparison tool to see the full breakdown.
The American Express Platinum (Morgan Stanley) includes 12 statement credits: Hotel Credit, Resy Dining Credit, Digital Entertainment Credit, Lululemon Credit, and 8 more. Together they provide $3,076 in annual value.