Equinox Credit
This $300 annual credit covers 1.5–3 months of an Equinox gym membership (typically $100–200/month) — or 7+ months of the Equinox+ digital app at $40/month. If you already use Equinox, this is automatic savings. Eligible for U.S. Equinox memberships and Equinox+ subscriptions across all cards on the account.
Which cards have it: American Express Platinum ($895 fee), American Express Platinum (Charles Schwab) ($895 fee) and American Express Platinum (Morgan Stanley) ($895 fee).
Where it works
How to claim it
- 1
Get a qualifying card including American Express Platinum, American Express Platinum (Charles Schwab), American Express Platinum (Morgan Stanley).
Validate eligibility of the Card Account at the Equinox website through the link provided in the benefits section of your American Express online account or at https://platinum.equinox.com/
Enroll now → - 2
Use your Amex Platinum for Equinox gym membership (Single Club, Regional, or All-Access) or a standalone Equinox+ digital subscription.
- 3
Your $300 credit will appear on your card statement, typically within 1-2 billing cycles after qualifying purchases.
⏰This benefit resets each January. Unused credits don't roll over.
What we'd do
- •Equinox+ is $40/month - this credit gives you 7+ months free
- •College students may be eligible for short-term 3-month memberships
- •Credit no longer works at Equinox spa services (gym membership only)
Cards that carry this credit
3 ACTIVE CARDS
Questions
How much is the Amex Equinox Credit worth?
Up to $300 a calendar year.
Which credit cards come with the Equinox Credit?
The Amex Equinox Credit comes with 3 cards: American Express Platinum ($895), American Express Platinum (Charles Schwab) ($895) and American Express Platinum (Morgan Stanley) ($895).
What can I use the Amex Equinox Credit on?
This $300 annual credit covers 1.5–3 months of an Equinox gym membership (typically $100–200/month) — or 7+ months of the Equinox+ digital app at $40/month. If you already use Equinox, this is automatic savings. Eligible for U.S. Equinox memberships and Equinox+ subscriptions across all cards on the account.
Do I need to enroll in the Amex Equinox Credit?
Yes. Validate eligibility of the Card Account at the Equinox website through the link provided in the benefits section of your American Express online account or at https://platinum.equinox.com/
When does the Amex Equinox Credit reset?
It resets on January 1. Unused credit doesn't carry over.
Is the Amex Equinox Credit worth it?
If you'd spend $300 a year at Equinox anyway, it's worth the full $300. If not, it's worth only what you would have spent.
Is the Amex Equinox Credit included with the American Express Platinum?
Yes, the Amex Equinox Credit is included with the American Express Platinum and 2 other American Express cards.
Other fitness credits
Benefit values shown are at face value and do not account for personal spending patterns. Terms, eligibility, and enrollment requirements are set by the card issuer and may change. Confirm details on your issuer’s website before making decisions based on this page.