American Express
Personal
American Express Platinum

American Express Platinum

Annual Fee: $895
Annual Value: $3,196
Net Value: $2,301

Premium travel and lifestyle benefits with extensive credits and perks.

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Benefits

Enrollment required. Up to $200 in statement credits per calendar year for incidental airline fees charged by your selected qualifying airline. Eligible fees include baggage fees, flight-change fees, in-flight food and beverage purchases, and airport lounge day passes.

Where to Use

Southwest Airlines
Airlines
Recommended
American Airlines
Airlines
Recommended
Delta Airlines
Airlines
Recommended
Hawaiian Airlines
Airlines
Recommended
JetBlue Airways
Airlines
Recommended
Spirit Airlines
Airlines
Recommended
United Airlines
Airlines
Recommended
Alaska Airlines
Airlines
Recommended
$300 / Half Year$600 / Year
View Details

Up to $300 in statement credits semi-annually (January to June, and July to December) for prepaid Fine Hotels + Resorts® and The Hotel Collection bookings made through American Express Travel.

American Express Travel
Travel
Recommended
Uber Credit
Merchant Credit
$15 / Month$180 / Year
View Details

Get $15 Uber Cash each month plus an additional $20 Uber Cash in December when you add your eligible Platinum Card as a payment method in your Uber account.

Where to Use

Uber
Transportation
Recommended
Uber Eats
Food Delivery
Recommended

Up to $120 in statement credits per calendar year on Uber One membership fees charged to an eligible Card. Valid on both monthly and annual Uber One membership purchases.

Uber
Transportation
Recommended

This $25/month credit ($300/year) fully covers most streaming or news subscriptions — Disney+, Hulu, ESPN+, Peacock, Paramount+, YouTube Premium, The New York Times, or The Wall Street Journal. One subscription uses it entirely; add a second and you're covered twice over.

Where to Use

Paramount+
Streaming
Recommended
YouTube Premium
Streaming
Recommended
YouTube TV
Streaming
Recommended
Disney+
Streaming
Recommended
ESPN+
Streaming
Recommended
Hulu
Streaming
Recommended
The New York Times
News
Recommended
Peacock
Streaming
Recommended
The Wall Street Journal
News
Recommended

Get back the full cost, including taxes, for a Walmart+ monthly subscription. Walmart+ includes your choice of Paramount+ Essential or Peacock Premium streaming, at no extra cost.

Walmart+
Shopping
Recommended
$75 / Quarter$300 / Year
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At $75 per quarter ($300/year), this credit covers a pair of leggings or two to three athletic tops every three months. If you shop lululemon at all, you'll use every dollar. Eligible purchases must be made directly at lululemon stores or lululemon.com.

Lululemon
Shopping
Recommended
$50 / Half Year$100 / Year
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Up to $50 in statement credits each January through June, and July through December for purchases at Saks Fifth Avenue online or at locations in the US and US Territories.

Saks Fifth Avenue
Shopping
Recommended

This $300 annual credit covers 1.5–3 months of an Equinox gym membership (typically $100–200/month) — or 7+ months of the Equinox+ digital app at $40/month. If you already use Equinox, this is automatic savings. Eligible for U.S. Equinox memberships and Equinox+ subscriptions across all cards on the account.

Equinox
Fitness
Recommended

Up to $200 in statement credits each calendar year on eligible purchases. Eligible purchases include Oura Ring purchases made online at U.S. website ouraring.com.

Oura Ring
Fitness
Recommended

Up to $209 in statement credits per calendar year when the Platinum Card® or Additional Cards on the Account are used to pay for an annual CLEAR® Plus Membership.

Clear Plus
Travel
Recommended
$100 / Quarter$400 / Year
View Details

Up to $100 in statement credits each quarter for a total of up to $400 per calendar year on eligible Resy purchases at participating restaurants.

Resy
Dining
Recommended

Up to $120 statement credit toward Global Entry ($120) or TSA PreCheck ($85) application fees once every 4 years. Triggered automatically when you pay the application fee with your card.

Unlimited access to American Express Centurion Lounges at ~40 airports globally. Cardholder + up to 2 guests at most locations, or immediate family at no charge.

Complimentary Priority Pass Select membership covering 1,300+ lounges worldwide. Enrollment required. Restaurant credits are NOT included on Amex Priority Pass (removed in 2019).

⚠️ Enrollment Required

Access to Delta Sky Club only when flying Delta on a same-day ticket. No free guests on Platinum cards. Visit cap may apply per program rules.

Frequently Asked Questions

What is the American Express Platinum annual fee?

The American Express Platinum has an annual fee of $895. This is a personal credit card.

Is the American Express Platinum worth it?

The American Express Platinum offers $3,196 in annual benefits with a $895 annual fee, for a net value of $2,301. It can be worth it if you use the key benefits like Hotel Credit, Resy Dining Credit, Digital Entertainment Credit.

What benefits does the American Express Platinum include?

The American Express Platinum includes 16 benefits, including Hotel Credit ($600/year), Resy Dining Credit ($400/year), Digital Entertainment Credit ($300/year), Lululemon Credit ($300/year), Equinox Credit ($300/year).

How does the Amex Platinum compare to Chase Sapphire Reserve?

The Amex Platinum offers $3,196 in annual benefits with a $895 annual fee. Key differences include airline-focused vs hotel-focused benefits, and different earning structures. Use our comparison tool to see the full breakdown.

What statement credits does the American Express Platinum have?

The American Express Platinum includes 13 statement credits: Hotel Credit, Resy Dining Credit, Digital Entertainment Credit, Lululemon Credit, and 9 more. Together they provide $3,196 in annual value.