CALCULATOR/AMERICAN EXPRESS PLATINUM

Is the American Express Platinum worth it?

12 credits worth $3,006 at face value against a $895 fee. Turn off what you won’t use and the number at the bottom is your answer.

VIEW CARD DETAILS

YOUR CARD

YOUR FEE

$895

Statement and merchant credits12 OF 12 ON

SET ALL TO

Then change any row.

Airline Fee Credit$200 / Calendar Year face

/yr

Hotel Credit$300 / Every 6 Months face

/yr

Uber Credit$15 / Monthly face

/yr

Uber One Membership Credit$120 / Calendar Year face

/yr

Digital Entertainment Credit$25 / Monthly face

/yr

Walmart+ Subscription Credit$14 / Monthly face

/yr

Lululemon Credit$75 / Quarterly face

/yr

Equinox Credit$300 / Calendar Year face

/yr

Oura Ring Credit$200 / Calendar Year face

/yr

Clear Plus Credit$209 / Calendar Year face

/yr

Resy Dining Credit$100 / Quarterly face

/yr

Global Entry / TSA PreCheck Credit$120 / Every 4 Years face

/yr

Credits subtotal$2,706/yr

Additional benefitsWhat are these worth to you? We will not guess, because a lounge is worth a lot to someone who flies weekly and nothing to someone who does not.

LOUNGE ACCESS

Delta Sky Club Access (Platinum tier)

/yr

Priority Pass Select (No Restaurants)

/yr

Centurion Lounge Access

/yr

YOUR VERDICT

Credits at your values$2,706

Annual fee−$895

You come out ahead by$1,811

302% RETURN ON THE FEE

HOW YOU GOT HEREEverything set to 90% of face, 3 perks still unpriced, so this is a floor.

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