American Express Platinum (Charles Schwab)
The Charles Schwab version of the Amex Platinum card, exclusively for Schwab investors. Includes all standard Platinum benefits plus the ability to redeem Membership Rewards points for cash deposits into your Schwab brokerage account at 1.1 cents per point.
Airline Fee Credit
Hotel Credit
Uber Credit
Uber One Membership Credit
Digital Entertainment Credit
Walmart+ Subscription Credit
Lululemon Credit
Saks Fifth Avenue Credit
Equinox Credit
Oura Ring Credit
Clear Plus Credit
Resy Dining Credit
Benefits
Enrollment required. Up to $200 in statement credits per calendar year for incidental airline fees charged by your selected qualifying airline. Eligible fees include baggage fees, flight-change fees, in-flight food and beverage purchases, and airport lounge day passes.
Where to Use
Up to $300 in statement credits semi-annually (January to June, and July to December) for prepaid Fine Hotels + Resorts® and The Hotel Collection bookings made through American Express Travel.
Up to $120 in statement credits per calendar year on Uber One membership fees charged to an eligible Card. Valid on both monthly and annual Uber One membership purchases.
Up to $25 in statement credits each month on eligible purchases for a total of up to $300 each calendar year. Eligible subscriptions include Disney+, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, and YouTube.
Where to Use
Get back the full cost, including taxes, for a Walmart+ monthly subscription. Walmart+ includes your choice of Paramount+ Essential or Peacock Premium streaming, at no extra cost.
Up to $75 in statement credits each quarter on eligible purchases for a total of up to $300 each calendar year. Eligible purchases are purchases made directly with lululemon at lululemon stores or online at lululemon.com.
Up to $50 in statement credits each January through June, and July through December for purchases at Saks Fifth Avenue online or at locations in the US and US Territories.
Up to $300 in statement credits each calendar year across all Cards on the Platinum Account on membership fees for U.S. eligible Equinox memberships or a stand-alone subscription to Equinox+.
Up to $200 in statement credits each calendar year on eligible purchases. Eligible purchases include Oura Ring purchases made online at U.S. website ouraring.com.
Up to $209 in statement credits per calendar year when the Platinum Card® or Additional Cards on the Account are used to pay for an annual CLEAR® Plus Membership.
Up to $100 in statement credits each quarter for a total of up to $400 per calendar year on eligible Resy purchases at participating restaurants.
Frequently Asked Questions
The American Express Platinum (Charles Schwab) has an annual fee of $895. This is a personal credit card.
The American Express Platinum (Charles Schwab) offers $3,076 in annual benefits with a $895 annual fee, for a net value of $2,181. It can be worth it if you use the key benefits like Hotel Credit, Resy Dining Credit, Digital Entertainment Credit.
The American Express Platinum (Charles Schwab) includes 12 benefits, including Hotel Credit ($600/year), Resy Dining Credit ($400/year), Digital Entertainment Credit ($300/year), Lululemon Credit ($300/year), Equinox Credit ($300/year).
The Amex Platinum offers $3,076 in annual benefits with a $895 annual fee. Key differences include airline-focused vs hotel-focused benefits, and different earning structures. Use our comparison tool to see the full breakdown.
The American Express Platinum (Charles Schwab) includes 12 statement credits: Hotel Credit, Resy Dining Credit, Digital Entertainment Credit, Lululemon Credit, and 8 more. Together they provide $3,076 in annual value.