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COMPARE/DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD VS AMEX PLATINUM (MORGAN STANLEY)
FIRST CARD
SECOND CARD

Delta SkyMiles® Platinum American Express Card or American Express Platinum (Morgan Stanley)?

American Express Platinum (Morgan Stanley) returns $2,079 over its fee and Delta SkyMiles® Platinum American Express Card returns $40, so the fee difference comes down to which categories you use.

Delta SkyMiles® Platinum American Express Card
Delta SkyMiles® Platinum American Express CardAmerican Express · $350 fee · 3 credits
American Express Platinum (Morgan Stanley)
American Express Platinum (Morgan Stanley)American Express · $895 fee · 11 credits
NET VALUE+$40$390 credits
NET VALUE+$2,079$2,974 credits
Delta SkyMiles® Platinum American Express Card
AMERICAN EXPRESSDelta SkyMiles® Platinum American Express Card
FEE$350
CREDITS$390
NET+$40
Category wins0 of 5
ADDITIONAL BENEFITS
AIRLINE COMPANION CERTIFICATES
Delta Main Cabin Companion Certificate
BEST NET VALUE
American Express Platinum (Morgan Stanley)
AMERICAN EXPRESSAmerican Express Platinum (Morgan Stanley)
FEE$895
CREDITS$2,974
NET+$2,079
Category wins5 of 5
TAKE THE AMEX PLATINUM (MORGAN STANLEY) IF

You use travel, lifestyle, food & dining, or any of its 5 winning categories. Lifestyle and Entertainment & Media alone are worth $1,255 here and nothing on the Delta SkyMiles® Platinum American Express Card.

Where to use each card

DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD
🍽️
Resy Credit Restaurants10830 LOCATIONS
Browse →
AMEX PLATINUM (MORGAN STANLEY)
🍽️
Resy Credit Restaurants10830 LOCATIONS
Browse →
🏨
Amex FHR + The Hotel Collection3428 LOCATIONS
Browse →
🛫
Airport Lounges48 LOCATIONS
Browse →
Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, Delta SkyMiles® Platinum American Express Card or American Express Platinum (Morgan Stanley)?

The American Express Platinum (Morgan Stanley) is better with $2,079 net annual value compared to the Delta SkyMiles® Platinum American Express Card at $40. The American Express Platinum (Morgan Stanley) wins by $2,039/year.

What's the difference between Delta SkyMiles® Platinum American Express Card and American Express Platinum (Morgan Stanley)?

The key differences: American Express Platinum (Morgan Stanley) has a $895 annual fee and $2,974 in annual benefits, while Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits. The annual fee difference is $545.

Which has a lower annual fee, Delta SkyMiles® Platinum American Express Card or American Express Platinum (Morgan Stanley)?

The Delta SkyMiles® Platinum American Express Card has a lower annual fee at $350 compared to the American Express Platinum (Morgan Stanley) at $895. However, the American Express Platinum (Morgan Stanley) offers $2,974 in total annual benefits.

Is the American Express Platinum (Morgan Stanley) worth it compared to the Delta SkyMiles® Platinum American Express Card?

Yes, the American Express Platinum (Morgan Stanley) offers better value with $2,079 net annual value compared to $40 for the Delta SkyMiles® Platinum American Express Card. Even though it has a higher annual fee ($895 vs $350), the American Express Platinum (Morgan Stanley) provides more total benefits.

Which card is better for lifestyle?

The American Express Platinum (Morgan Stanley) is better for lifestyle with $955 in annual lifestyle benefits compared to $0 for the Delta SkyMiles® Platinum American Express Card.

Should I get the American Express Platinum (Morgan Stanley)?

If you're deciding between the Delta SkyMiles® Platinum American Express Card and American Express Platinum (Morgan Stanley), the American Express Platinum (Morgan Stanley) is the better choice with $2,079 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD COMPARISONS

MORE AMEX PLATINUM (MORGAN STANLEY) COMPARISONS