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COMPARE/DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD VS HILTON HONORS AMERICAN EXPRESS SURPASS CARD
FIRST CARD
SECOND CARD

Delta SkyMiles® Platinum American Express Card or Hilton Honors American Express Surpass Card?

Hilton Honors American Express Surpass Card returns $50 over its fee and Delta SkyMiles® Platinum American Express Card returns $40, so the fee difference comes down to which categories you use.

Delta SkyMiles® Platinum American Express Card
Delta SkyMiles® Platinum American Express CardAmerican Express · $350 fee · 3 credits
Hilton Honors American Express Surpass Card
Hilton Honors American Express Surpass CardAmerican Express · $150 fee · 1 credits
NET VALUE+$40$390 credits
NET VALUE+$50$200 credits
Delta SkyMiles® Platinum American Express Card
AMERICAN EXPRESSDelta SkyMiles® Platinum American Express Card
FEE$350
CREDITS$390
NET+$40
Category wins2 of 3
ADDITIONAL BENEFITS
AIRLINE COMPANION CERTIFICATES
Delta Main Cabin Companion Certificate
BEST NET VALUE
Hilton Honors American Express Surpass Card
AMERICAN EXPRESSHilton Honors American Express Surpass Card
FEE$150
CREDITS$200
NET+$50
Category wins1 of 3
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
Hilton Surpass Free Night
TAKE THE DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD IF

You use food & dining, transportation. Food & Dining and Transportation alone are worth $240 here and nothing on the Hilton Honors American Express Surpass Card.

TAKE THE HILTON HONORS AMERICAN EXPRESS SURPASS CARD IF

You use travel.

Where to use each card

DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD
🍽️
Resy Credit Restaurants10830 LOCATIONS
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HILTON HONORS AMERICAN EXPRESS SURPASS CARD

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Frequently asked questions

Which is better, Delta SkyMiles® Platinum American Express Card or Hilton Honors American Express Surpass Card?

The Hilton Honors American Express Surpass Card is better with $50 net annual value compared to the Delta SkyMiles® Platinum American Express Card at $40. The Hilton Honors American Express Surpass Card wins by $10/year.

What's the difference between Delta SkyMiles® Platinum American Express Card and Hilton Honors American Express Surpass Card?

The key differences: Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits, while Hilton Honors American Express Surpass Card has a $150 annual fee and $200 in annual benefits. The annual fee difference is $200.

Which has a lower annual fee, Delta SkyMiles® Platinum American Express Card or Hilton Honors American Express Surpass Card?

The Hilton Honors American Express Surpass Card has a lower annual fee at $150 compared to the Delta SkyMiles® Platinum American Express Card at $350. However, the Delta SkyMiles® Platinum American Express Card offers $390 in total annual benefits.

Is the Hilton Honors American Express Surpass Card worth it compared to the Delta SkyMiles® Platinum American Express Card?

Yes, the Hilton Honors American Express Surpass Card offers better value with $50 net annual value compared to $40 for the Delta SkyMiles® Platinum American Express Card. It also has a lower annual fee.

Which card is better for food_and_dining?

The Delta SkyMiles® Platinum American Express Card is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the Hilton Honors American Express Surpass Card.

Should I get the Hilton Honors American Express Surpass Card?

If you're deciding between the Delta SkyMiles® Platinum American Express Card and Hilton Honors American Express Surpass Card, the Hilton Honors American Express Surpass Card is the better choice with $50 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD COMPARISONS

MORE HILTON HONORS AMERICAN EXPRESS SURPASS CARD COMPARISONS