Delta SkyMiles® Platinum American Express Card vs Hilton Honors American Express Surpass Card Comparison

The Hilton Honors American Express Surpass Card is better with $50 net annual value compared to the Delta SkyMiles® Platinum American Express Card at $40. The Hilton Honors American Express Surpass Card wins by $10/year.

The key differences: Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits, while Hilton Honors American Express Surpass Card has a $150 annual fee and $200 in annual benefits. The annual fee difference is $200.

The Hilton Honors American Express Surpass Card has a lower annual fee at $150 compared to the Delta SkyMiles® Platinum American Express Card at $350. However, the Delta SkyMiles® Platinum American Express Card offers $390 in total annual benefits.

Yes, the Hilton Honors American Express Surpass Card offers better value with $50 net annual value compared to $40 for the Delta SkyMiles® Platinum American Express Card. It also has a lower annual fee.

The Delta SkyMiles® Platinum American Express Card is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the Hilton Honors American Express Surpass Card.

If you're deciding between the Delta SkyMiles® Platinum American Express Card and Hilton Honors American Express Surpass Card, the Hilton Honors American Express Surpass Card is the better choice with $50 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.