Question 1

Which is better, American Express Business Platinum or Hilton Honors American Express Surpass Card?

Accepted Answer

The American Express Business Platinum is better with $1,284 net annual value compared to the Hilton Honors American Express Surpass Card at $50. The American Express Business Platinum wins by $1,234/year.

Question 2

What's the difference between American Express Business Platinum and Hilton Honors American Express Surpass Card?

Accepted Answer

The key differences: American Express Business Platinum has a $895 annual fee and $2,179 in annual benefits, while Hilton Honors American Express Surpass Card has a $150 annual fee and $200 in annual benefits. The annual fee difference is $745.

Question 3

Which has a lower annual fee, American Express Business Platinum or Hilton Honors American Express Surpass Card?

Accepted Answer

The Hilton Honors American Express Surpass Card has a lower annual fee at $150 compared to the American Express Business Platinum at $895. However, the American Express Business Platinum offers $2,179 in total annual benefits.

Question 4

Is the American Express Business Platinum worth it compared to the Hilton Honors American Express Surpass Card?

Accepted Answer

Yes, the American Express Business Platinum offers better value with $1,284 net annual value compared to $50 for the Hilton Honors American Express Surpass Card. Even though it has a higher annual fee ($895 vs $150), the American Express Business Platinum provides more total benefits.

Question 5

Which card is better for travel?

Accepted Answer

The American Express Business Platinum is better for travel with $1,219 in annual travel benefits compared to $200 for the Hilton Honors American Express Surpass Card.

Question 6

Should I get the American Express Business Platinum?

Accepted Answer

If you're deciding between the American Express Business Platinum and Hilton Honors American Express Surpass Card, the American Express Business Platinum is the better choice with $1,284 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

CATEGORY	BUSINESS PLATINUM	HILTON HONORS AMERICAN EXPRESS SURPASS CARD
🌎Travel	$1,219	$200
💼Business	$660	—
✨Lifestyle	$270	—
Hotel Free Night Certificates	—	Hilton Surpass Free Night
Lounge Access	Centurion Lounge Access Delta Sky Club Access Priority Pass Select (No Restaurants)	—
Total credits	$2,179	$200
Annual fee	$895	$150
Net value	+$1,284	+$50

American Express Business Platinum or Hilton Honors American Express Surpass Card?

Where to use each card

Frequently asked questions

Which is better, American Express Business Platinum or Hilton Honors American Express Surpass Card?

What's the difference between American Express Business Platinum and Hilton Honors American Express Surpass Card?

Which has a lower annual fee, American Express Business Platinum or Hilton Honors American Express Surpass Card?

Is the American Express Business Platinum worth it compared to the Hilton Honors American Express Surpass Card?

Which card is better for travel?

Should I get the American Express Business Platinum?

Other comparisons

MORE AMEX BUSINESS PLATINUM COMPARISONS

MORE HILTON HONORS AMERICAN EXPRESS SURPASS CARD COMPARISONS