American Express Business Platinum vs Chase Hyatt Comparison
American Express Business Platinum wins with $1,064 net annual value
| Category | American Express Business PlatinumAmerican Express | Chase HyattChase Hyatt |
|---|---|---|
| Annual Fee | $895 | $95 |
| 🌎Travel | $1,209 | |
| 🌎Travel | $809 | |
| ✈️Airlines | $200 | |
| 🏨Hotels | $200 | |
| 💼Business | $360 | |
| 💼Business Services | $360 | |
| ✨Lifestyle | $270 | |
| 🛍️Shopping | $150 | |
| 📱Wireless | $120 | |
| Total Annual Value | $1,959 | $0 |
| Net Value | +$1,064 | -$95 |
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The American Express Business Platinum is better with $1,064 net annual value compared to the Chase Hyatt at -$95. The American Express Business Platinum wins by $1,159/year.
The key differences: American Express Business Platinum has a $895 annual fee and $1,959 in annual benefits, while Chase Hyatt has a $95 annual fee and $0 in annual benefits. The annual fee difference is $800.
The Chase Hyatt has a lower annual fee at $95 compared to the American Express Business Platinum at $895. However, the American Express Business Platinum offers $1,959 in total annual benefits.
Yes, the American Express Business Platinum offers better value with $1,064 net annual value compared to -$95 for the Chase Hyatt. Even though it has a higher annual fee ($895 vs $95), the American Express Business Platinum provides more total benefits.
For these specific cards, Amex's American Express Business Platinum offers better value with $1,064 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
The American Express Business Platinum is better for travel with $1,209 in annual travel benefits compared to $0 for the Chase Hyatt.
If you're deciding between the American Express Business Platinum and Chase Hyatt, the American Express Business Platinum is the better choice with $1,064 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
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