Chase Hyatt or Chase Sapphire Preferred?

Chase Sapphire Preferred returns $455 over its fee and Chase Hyatt returns $95, so the fee difference comes down to which categories you use.

Chase HyattChase · $95 fee · 0 credits

Chase Sapphire PreferredChase · $95 fee · 5 credits

NET VALUE-$95$0 credits

NET VALUE+$455$550 credits

CATEGORY	HYATT	SAPPHIRE PREFERRED
🍽️Food & Dining	—	$240
🎭Entertainment & Media	—	$180
🌎Travel	—	$100
Hotel Free Night Certificates	Hyatt Cat 1-4 Free Night	—
Total credits	$0	$550
Annual fee	$95	$95
Net value	-$95	+$455

CHASEChase Hyatt

FEE$95

CREDITS$0

NET-$95

Category wins0 of 3

ADDITIONAL BENEFITS

HOTEL FREE NIGHT CERTIFICATES

Hyatt Cat 1-4 Free Night

BEST NET VALUE

CHASEChase Sapphire Preferred

FEE$95

CREDITS$550

NET+$455

Category wins3 of 3

TAKE THE SAPPHIRE PREFERRED IF

You use food & dining, entertainment & media, travel. Food & Dining and Entertainment & Media and Travel alone are worth $520 here and nothing on the Hyatt.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.

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Frequently asked questions

Which is better, Chase Hyatt or Chase Sapphire Preferred?

The Chase Sapphire Preferred is better with $455 net annual value compared to the Chase Hyatt at -$95. The Chase Sapphire Preferred wins by $550/year.

What's the difference between Chase Hyatt and Chase Sapphire Preferred?

The key differences: Chase Sapphire Preferred has a $95 annual fee and $550 in annual benefits, while Chase Hyatt has a $95 annual fee and $0 in annual benefits.

Is the Chase Sapphire Preferred worth it compared to the Chase Hyatt?

Yes, the Chase Sapphire Preferred offers better value with $455 net annual value compared to -$95 for the Chase Hyatt. It also has a similar annual fee.

Which card is better for food_and_dining?

The Chase Sapphire Preferred is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the Chase Hyatt.

Should I get the Chase Sapphire Preferred?

If you're deciding between the Chase Hyatt and Chase Sapphire Preferred, the Chase Sapphire Preferred is the better choice with $455 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.