Question 1

Which is better, Delta SkyMiles Platinum Business or Chase Sapphire Preferred?

Accepted Answer

The Chase Sapphire Preferred is better with $455 net annual value compared to the Delta SkyMiles Platinum Business at $90. The Chase Sapphire Preferred wins by $365/year.

Question 2

What's the difference between Delta SkyMiles Platinum Business and Chase Sapphire Preferred?

Accepted Answer

The key differences: Delta SkyMiles Platinum Business has a $350 annual fee and $550 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $440 in annual benefits. The annual fee difference is $255.

Question 3

Which has a lower annual fee, Delta SkyMiles Platinum Business or Chase Sapphire Preferred?

Accepted Answer

The Chase Sapphire Preferred has a lower annual fee at $95 compared to the Delta SkyMiles Platinum Business at $350. However, the Delta SkyMiles Platinum Business offers $440 in total annual benefits.

Question 4

Is the Chase Sapphire Preferred worth it compared to the Delta SkyMiles Platinum Business?

Accepted Answer

Yes, the Chase Sapphire Preferred offers better value with $455 net annual value compared to $90 for the Delta SkyMiles Platinum Business. It also has a lower annual fee.

Question 5

Amex vs Chase: which issuer is better?

Accepted Answer

For these specific cards, Chase's Chase Sapphire Preferred offers better value with $455 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Question 6

Which card is better for entertainment_and_media?

Accepted Answer

The Chase Sapphire Preferred is better for entertainment_and_media with $180 in annual entertainment_and_media benefits compared to $0 for the Delta SkyMiles Platinum Business.

Question 7

Should I get the Chase Sapphire Preferred?

Accepted Answer

If you're deciding between the Delta SkyMiles Platinum Business and Chase Sapphire Preferred, the Chase Sapphire Preferred is the better choice with $455 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

CATEGORY	DELTA SKYMILES PLATINUM BUSINESS	SAPPHIRE PREFERRED
🍽️Food & Dining	$120	$240
🌎Travel	$200	$100
🎭Entertainment & Media	—	$180
🚗Transportation	$120	—
Airline Companion Certificates	Delta Main Cabin Companion Certificate	—
Total credits	$440	$550
Annual fee	$350	$95
Net value	+$90	+$455

Delta SkyMiles Platinum Business or Chase Sapphire Preferred?

Where to use each card

Frequently asked questions