Delta SkyMiles Platinum Business vs Chase Sapphire Preferred Comparison
Chase Sapphire Preferred wins with $195 net annual value
| Category | Delta SkyMiles Platinum BusinessDelta SkyMiles | Chase Sapphire PreferredChase Sapphire |
|---|---|---|
| Annual Fee | $350 | $95 |
| 🍽️Food & Dining | $120 | $240 |
| 🍕Food Delivery | $240 | |
| 🍽️Dining | $120 | |
| 🌎Travel | $200 | $50 |
| 🌎Travel | $200 | $50 |
| 🚗Transportation | $120 | |
| 🚗Transportation | $120 | |
| Total Annual Value | $440 | $290 |
| Net Value | +$90 | +$195 |
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The Chase Sapphire Preferred is better with $195 net annual value compared to the Delta SkyMiles Platinum Business at $90. The Chase Sapphire Preferred wins by $105/year.
The key differences: Delta SkyMiles Platinum Business has a $350 annual fee and $440 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $290 in annual benefits. The annual fee difference is $255.
The Chase Sapphire Preferred has a lower annual fee at $95 compared to the Delta SkyMiles Platinum Business at $350. However, the Delta SkyMiles Platinum Business offers $440 in total annual benefits.
Yes, the Chase Sapphire Preferred offers better value with $195 net annual value compared to $90 for the Delta SkyMiles Platinum Business. It also has a lower annual fee.
For these specific cards, Chase's Chase Sapphire Preferred offers better value with $195 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
The Delta SkyMiles Platinum Business is better for travel with $200 in annual travel benefits compared to $50 for the Chase Sapphire Preferred.
If you're deciding between the Delta SkyMiles Platinum Business and Chase Sapphire Preferred, the Chase Sapphire Preferred is the better choice with $195 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
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