Delta SkyMiles Platinum Business vs Wells Fargo Autograph Journey Comparison
Delta SkyMiles Platinum Business wins with $90 net annual value
| Category | Delta SkyMiles Platinum BusinessDelta SkyMiles | Wells Fargo Autograph JourneyWells Fargo |
|---|---|---|
| Annual Fee | $350 | $95 |
| 🌎Travel | $200 | $50 |
| 🌎Travel | $200 | |
| ✈️Airlines | $50 | |
| 🍽️Food & Dining | $120 | |
| 🍽️Dining | $120 | |
| 🚗Transportation | $120 | |
| 🚗Transportation | $120 | |
| Total Annual Value | $440 | $50 |
| Net Value | +$90 | -$45 |
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The Delta SkyMiles Platinum Business is better with $90 net annual value compared to the Wells Fargo Autograph Journey at -$45. The Delta SkyMiles Platinum Business wins by $135/year.
The key differences: Delta SkyMiles Platinum Business has a $350 annual fee and $440 in annual benefits, while Wells Fargo Autograph Journey has a $95 annual fee and $50 in annual benefits. The annual fee difference is $255.
The Wells Fargo Autograph Journey has a lower annual fee at $95 compared to the Delta SkyMiles Platinum Business at $350. However, the Delta SkyMiles Platinum Business offers $440 in total annual benefits.
Yes, the Delta SkyMiles Platinum Business offers better value with $90 net annual value compared to -$45 for the Wells Fargo Autograph Journey. Even though it has a higher annual fee ($350 vs $95), the Delta SkyMiles Platinum Business provides more total benefits.
For these specific cards, Amex's Delta SkyMiles Platinum Business offers better value with $90 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
The Delta SkyMiles Platinum Business is better for travel with $200 in annual travel benefits compared to $50 for the Wells Fargo Autograph Journey.
If you're deciding between the Delta SkyMiles Platinum Business and Wells Fargo Autograph Journey, the Delta SkyMiles Platinum Business is the better choice with $90 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
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