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COMPARE/UNITED CLUB VS WELLS FARGO AUTOGRAPH JOURNEY
FIRST CARD
SECOND CARD

Chase United Club or Wells Fargo Autograph Journey?

Chase United Club returns $119 over its fee and Wells Fargo Autograph Journey returns $45, so the fee difference comes down to which categories you use.

Chase United Club
Chase United ClubChase · $695 fee · 5 credits
Wells Fargo Autograph Journey
Wells Fargo Autograph JourneyWells Fargo · $95 fee · 1 credits
NET VALUE+$119$814 credits
NET VALUE-$45$50 credits
BEST NET VALUE
Chase United Club
CHASEChase United Club
FEE$695
CREDITS$814
NET+$119
Category wins3 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
United Club Membership
Wells Fargo Autograph Journey
WELLS FARGOWells Fargo Autograph Journey
FEE$95
CREDITS$50
NET-$45
Category wins0 of 3
TAKE THE UNITED CLUB IF

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $384 here and nothing on the Wells Fargo Autograph Journey.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, Chase United Club or Wells Fargo Autograph Journey?

The Chase United Club is better with $119 net annual value compared to the Wells Fargo Autograph Journey at -$45. The Chase United Club wins by $164/year.

What's the difference between Chase United Club and Wells Fargo Autograph Journey?

The key differences: Chase United Club has a $695 annual fee and $814 in annual benefits, while Wells Fargo Autograph Journey has a $95 annual fee and $50 in annual benefits. The annual fee difference is $600.

Which has a lower annual fee, Chase United Club or Wells Fargo Autograph Journey?

The Wells Fargo Autograph Journey has a lower annual fee at $95 compared to the Chase United Club at $695. However, the Chase United Club offers $814 in total annual benefits.

Is the Chase United Club worth it compared to the Wells Fargo Autograph Journey?

Yes, the Chase United Club offers better value with $119 net annual value compared to -$45 for the Wells Fargo Autograph Journey. Even though it has a higher annual fee ($695 vs $95), the Chase United Club provides more total benefits.

Chase vs Wells Fargo: which issuer is better?

For these specific cards, Chase's Chase United Club offers better value with $119 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The Chase United Club is better for travel with $400 in annual travel benefits compared to $50 for the Wells Fargo Autograph Journey.

Should I get the Chase United Club?

If you're deciding between the Chase United Club and Wells Fargo Autograph Journey, the Chase United Club is the better choice with $119 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

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MORE UNITED CLUB COMPARISONS

MORE WELLS FARGO AUTOGRAPH JOURNEY COMPARISONS