IHG One Rewards Premier Credit Card or Chase United Club?
IHG One Rewards Premier Credit Card returns $270 over its fee and Chase United Club returns $119, so the fee difference comes down to which categories you use.
| CATEGORY | IHG ONE REWARDS PREMIER CREDIT CARD | UNITED CLUB |
|---|---|---|
| 🌎Travel | $150 | $400 |
| 🍽️Food & Dining | $240 | $240 |
| 🚗Transportation | — | $144 |
| Hotel Free Night Certificates | — | |
| Lounge Access | — | |
| Total credits | $420 | $814 |
| Annual fee | $150 | $695 |
| Net value | +$270 | +$119 |
You use travel, transportation. Transportation alone is worth $144 here and nothing on the IHG One Rewards Premier Credit Card.
Frequently asked questions
Which is better, IHG One Rewards Premier Credit Card or Chase United Club?
The IHG One Rewards Premier Credit Card is better with $270 net annual value compared to the Chase United Club at $119. The IHG One Rewards Premier Credit Card wins by $151/year.
What's the difference between IHG One Rewards Premier Credit Card and Chase United Club?
The key differences: Chase United Club has a $695 annual fee and $814 in annual benefits, while IHG One Rewards Premier Credit Card has a $150 annual fee and $420 in annual benefits. The annual fee difference is $545.
Which has a lower annual fee, IHG One Rewards Premier Credit Card or Chase United Club?
The IHG One Rewards Premier Credit Card has a lower annual fee at $150 compared to the Chase United Club at $695. However, the Chase United Club offers $814 in total annual benefits.
Is the IHG One Rewards Premier Credit Card worth it compared to the Chase United Club?
Yes, the IHG One Rewards Premier Credit Card offers better value with $270 net annual value compared to $119 for the Chase United Club. It also has a lower annual fee.
Which card is better for travel?
The Chase United Club is better for travel with $400 in annual travel benefits compared to $150 for the IHG One Rewards Premier Credit Card.
Should I get the IHG One Rewards Premier Credit Card?
If you're deciding between the IHG One Rewards Premier Credit Card and Chase United Club, the IHG One Rewards Premier Credit Card is the better choice with $270 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE IHG ONE REWARDS PREMIER CREDIT CARD COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE UNITED CLUB COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey