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COMPARE/UNITED CLUB BUSINESS CARD VS WELLS FARGO AUTOGRAPH JOURNEY
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United Club Business Card or Wells Fargo Autograph Journey?

United Club Business Card returns $169 over its fee and Wells Fargo Autograph Journey returns $45, so the fee difference comes down to which categories you use.

United Club Business Card
United Club Business CardChase · $695 fee · 6 credits
Wells Fargo Autograph Journey
Wells Fargo Autograph JourneyWells Fargo · $95 fee · 1 credits
NET VALUE+$169$864 credits
NET VALUE-$45$50 credits
BEST NET VALUE
United Club Business Card
CHASEUnited Club Business Card
FEE$695
CREDITS$864
NET+$169
Category wins3 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
United Club Membership
Wells Fargo Autograph Journey
WELLS FARGOWells Fargo Autograph Journey
FEE$95
CREDITS$50
NET-$45
Category wins0 of 3
TAKE THE UNITED CLUB BUSINESS CARD IF

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $384 here and nothing on the Wells Fargo Autograph Journey.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking free

Frequently asked questions

Which is better, United Club Business Card or Wells Fargo Autograph Journey?

The United Club Business Card is better with $169 net annual value compared to the Wells Fargo Autograph Journey at -$45. The United Club Business Card wins by $214/year.

What's the difference between United Club Business Card and Wells Fargo Autograph Journey?

The key differences: United Club Business Card has a $695 annual fee and $864 in annual benefits, while Wells Fargo Autograph Journey has a $95 annual fee and $50 in annual benefits. The annual fee difference is $600.

Which has a lower annual fee, United Club Business Card or Wells Fargo Autograph Journey?

The Wells Fargo Autograph Journey has a lower annual fee at $95 compared to the United Club Business Card at $695. However, the United Club Business Card offers $864 in total annual benefits.

Is the United Club Business Card worth it compared to the Wells Fargo Autograph Journey?

Yes, the United Club Business Card offers better value with $169 net annual value compared to -$45 for the Wells Fargo Autograph Journey. Even though it has a higher annual fee ($695 vs $95), the United Club Business Card provides more total benefits.

Chase vs Wells Fargo: which issuer is better?

For these specific cards, Chase's United Club Business Card offers better value with $169 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The United Club Business Card is better for travel with $450 in annual travel benefits compared to $50 for the Wells Fargo Autograph Journey.

Should I get the United Club Business Card?

If you're deciding between the United Club Business Card and Wells Fargo Autograph Journey, the United Club Business Card is the better choice with $169 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

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American Express Business Platinum+$1,284
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American Express Delta SkyMiles Reserve-$60
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Chase United Quest+$456
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American Express Gold+$99
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American Express Platinum+$2,109
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MORE UNITED CLUB BUSINESS CARD COMPARISONS

MORE WELLS FARGO AUTOGRAPH JOURNEY COMPARISONS