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COMPARE/HILTON HONORS AMERICAN EXPRESS BUSINESS CARD VS UNITED CLUB
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SECOND CARD

Hilton Honors American Express Business Card or Chase United Club?

Chase United Club returns $119 over its fee and Hilton Honors American Express Business Card returns $45, so the fee difference comes down to which categories you use.

Hilton Honors American Express Business Card
Hilton Honors American Express Business CardAmerican Express · $195 fee · 1 credits
Chase United Club
Chase United ClubChase · $695 fee · 5 credits
NET VALUE+$45$240 credits
NET VALUE+$119$814 credits
Hilton Honors American Express Business Card
AMERICAN EXPRESSHilton Honors American Express Business Card
FEE$195
CREDITS$240
NET+$45
Category wins0 of 3
BEST NET VALUE
Chase United Club
CHASEChase United Club
FEE$695
CREDITS$814
NET+$119
Category wins3 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
United Club Membership
TAKE THE UNITED CLUB IF

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $384 here and nothing on the Hilton Honors American Express Business Card.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, Hilton Honors American Express Business Card or Chase United Club?

The Chase United Club is better with $119 net annual value compared to the Hilton Honors American Express Business Card at $45. The Chase United Club wins by $74/year.

What's the difference between Hilton Honors American Express Business Card and Chase United Club?

The key differences: Chase United Club has a $695 annual fee and $814 in annual benefits, while Hilton Honors American Express Business Card has a $195 annual fee and $240 in annual benefits. The annual fee difference is $500.

Which has a lower annual fee, Hilton Honors American Express Business Card or Chase United Club?

The Hilton Honors American Express Business Card has a lower annual fee at $195 compared to the Chase United Club at $695. However, the Chase United Club offers $814 in total annual benefits.

Is the Chase United Club worth it compared to the Hilton Honors American Express Business Card?

Yes, the Chase United Club offers better value with $119 net annual value compared to $45 for the Hilton Honors American Express Business Card. Even though it has a higher annual fee ($695 vs $195), the Chase United Club provides more total benefits.

Amex vs Chase: which issuer is better?

For these specific cards, Chase's Chase United Club offers better value with $119 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The Chase United Club is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the Hilton Honors American Express Business Card.

Should I get the Chase United Club?

If you're deciding between the Hilton Honors American Express Business Card and Chase United Club, the Chase United Club is the better choice with $119 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
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Capital One Venture X-$65
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Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
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Chase Sapphire Reserve for Business+$1,155
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American Express Delta SkyMiles Reserve-$60
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Chase United Quest+$456
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American Express Gold+$99
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American Express Platinum+$2,109
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MORE HILTON HONORS AMERICAN EXPRESS BUSINESS CARD COMPARISONS

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