Skip to content
Credit Card Coups
COMPARE/IHG ONE REWARDS BUSINESS CREDIT CARD VS UNITED CLUB
FIRST CARD
SECOND CARD

IHG One Rewards Business Credit Card or Chase United Club?

Chase United Club returns $119 over its fee and IHG One Rewards Business Credit Card returns $70, so the fee difference comes down to which categories you use.

IHG One Rewards Business Credit Card
IHG One Rewards Business Credit CardChase · $200 fee · 2 credits
Chase United Club
Chase United ClubChase · $695 fee · 5 credits
NET VALUE-$70$130 credits
NET VALUE+$119$814 credits
IHG One Rewards Business Credit Card
CHASEIHG One Rewards Business Credit Card
FEE$200
CREDITS$130
NET-$70
Category wins0 of 3
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 40k Free Night
BEST NET VALUE
Chase United Club
CHASEChase United Club
FEE$695
CREDITS$814
NET+$119
Category wins3 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
United Club Membership
TAKE THE UNITED CLUB IF

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $384 here and nothing on the IHG One Rewards Business Credit Card.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking free

Frequently asked questions

Which is better, IHG One Rewards Business Credit Card or Chase United Club?

The Chase United Club is better with $119 net annual value compared to the IHG One Rewards Business Credit Card at -$70. The Chase United Club wins by $189/year.

What's the difference between IHG One Rewards Business Credit Card and Chase United Club?

The key differences: Chase United Club has a $695 annual fee and $814 in annual benefits, while IHG One Rewards Business Credit Card has a $200 annual fee and $130 in annual benefits. The annual fee difference is $495.

Which has a lower annual fee, IHG One Rewards Business Credit Card or Chase United Club?

The IHG One Rewards Business Credit Card has a lower annual fee at $200 compared to the Chase United Club at $695. However, the Chase United Club offers $814 in total annual benefits.

Is the Chase United Club worth it compared to the IHG One Rewards Business Credit Card?

Yes, the Chase United Club offers better value with $119 net annual value compared to -$70 for the IHG One Rewards Business Credit Card. Even though it has a higher annual fee ($695 vs $200), the Chase United Club provides more total benefits.

Which card is better for travel?

The Chase United Club is better for travel with $400 in annual travel benefits compared to $100 for the IHG One Rewards Business Credit Card.

Should I get the Chase United Club?

If you're deciding between the IHG One Rewards Business Credit Card and Chase United Club, the Chase United Club is the better choice with $119 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,111
VS
Chase Sapphire Reserve+$2,276
See the breakdown →
American Express Platinum+$2,111
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,276
See the breakdown →
American Express Business Platinum+$1,274
VS
Chase Sapphire Reserve for Business+$1,275
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,111
See the breakdown →

MORE IHG ONE REWARDS BUSINESS CREDIT CARD COMPARISONS

MORE UNITED CLUB COMPARISONS