Chase Hyatt or Chase United Club?

Chase United Club returns $119 over its fee and Chase Hyatt returns $95, so the fee difference comes down to which categories you use.

Chase HyattChase · $95 fee · 0 credits

Chase United ClubChase · $695 fee · 5 credits

NET VALUE-$95$0 credits

NET VALUE+$119$814 credits

CATEGORY	HYATT	UNITED CLUB
🌎Travel	—	$400
🍽️Food & Dining	—	$240
🚗Transportation	—	$144
Hotel Free Night Certificates	Hyatt Cat 1-4 Free Night	—
Lounge Access	—	United Club Membership
Total credits	$0	$814
Annual fee	$95	$695
Net value	-$95	+$119

CHASEChase Hyatt

FEE$95

CREDITS$0

NET-$95

Category wins0 of 3

ADDITIONAL BENEFITS

HOTEL FREE NIGHT CERTIFICATES

Hyatt Cat 1-4 Free Night

BEST NET VALUE

CHASEChase United Club

FEE$695

CREDITS$814

NET+$119

Category wins3 of 3

ADDITIONAL BENEFITS

LOUNGE ACCESS

United Club Membership

TAKE THE UNITED CLUB IF

You use travel, food & dining, transportation. Travel and Food & Dining and Transportation alone are worth $784 here and nothing on the Hyatt.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.

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Frequently asked questions

Which is better, Chase Hyatt or Chase United Club?

The Chase United Club is better with $119 net annual value compared to the Chase Hyatt at -$95. The Chase United Club wins by $214/year.

What's the difference between Chase Hyatt and Chase United Club?

The key differences: Chase United Club has a $695 annual fee and $814 in annual benefits, while Chase Hyatt has a $95 annual fee and $0 in annual benefits. The annual fee difference is $600.

Which has a lower annual fee, Chase Hyatt or Chase United Club?

The Chase Hyatt has a lower annual fee at $95 compared to the Chase United Club at $695. However, the Chase United Club offers $814 in total annual benefits.

Is the Chase United Club worth it compared to the Chase Hyatt?

Yes, the Chase United Club offers better value with $119 net annual value compared to -$95 for the Chase Hyatt. Even though it has a higher annual fee ($695 vs $95), the Chase United Club provides more total benefits.

Which card is better for travel?

The Chase United Club is better for travel with $400 in annual travel benefits compared to $0 for the Chase Hyatt.

Should I get the Chase United Club?

If you're deciding between the Chase Hyatt and Chase United Club, the Chase United Club is the better choice with $119 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.