Chase Hyatt or United Business Card?

United Business Card returns $291 over its fee and Chase Hyatt returns $95, so the fee difference comes down to which categories you use.

Chase HyattChase · $95 fee · 0 credits

United Business CardChase · $150 fee · 5 credits

NET VALUE-$95$0 credits

NET VALUE+$291$441 credits

CATEGORY	HYATT	UNITED BUSINESS CARD
🌎Travel	—	$225
🍽️Food & Dining	—	$120
🚗Transportation	—	$96
Hotel Free Night Certificates	Hyatt Cat 1-4 Free Night	—
Total credits	$0	$441
Annual fee	$95	$150
Net value	-$95	+$291

CHASEChase Hyatt

FEE$95

CREDITS$0

NET-$95

Category wins0 of 3

ADDITIONAL BENEFITS

HOTEL FREE NIGHT CERTIFICATES

Hyatt Cat 1-4 Free Night

BEST NET VALUE

CHASEUnited Business Card

FEE$150

CREDITS$441

NET+$291

Category wins3 of 3

TAKE THE UNITED BUSINESS CARD IF

You use travel, food & dining, transportation. Travel and Food & Dining and Transportation alone are worth $441 here and nothing on the Hyatt.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.

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Frequently asked questions

Which is better, Chase Hyatt or United Business Card?

The United Business Card is better with $291 net annual value compared to the Chase Hyatt at -$95. The United Business Card wins by $386/year.

What's the difference between Chase Hyatt and United Business Card?

The key differences: United Business Card has a $150 annual fee and $441 in annual benefits, while Chase Hyatt has a $95 annual fee and $0 in annual benefits. The annual fee difference is $55.

Which has a lower annual fee, Chase Hyatt or United Business Card?

The Chase Hyatt has a lower annual fee at $95 compared to the United Business Card at $150. However, the United Business Card offers $441 in total annual benefits.

Is the United Business Card worth it compared to the Chase Hyatt?

Yes, the United Business Card offers better value with $291 net annual value compared to -$95 for the Chase Hyatt. Even though it has a higher annual fee ($150 vs $95), the United Business Card provides more total benefits.

Which card is better for travel?

The United Business Card is better for travel with $225 in annual travel benefits compared to $0 for the Chase Hyatt.

Should I get the United Business Card?

If you're deciding between the Chase Hyatt and United Business Card, the United Business Card is the better choice with $291 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.