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COMPARE/AMEX HILTON HONORS ASPIRE VS UNITED BUSINESS CARD
FIRST CARD
SECOND CARD

American Express Hilton Honors Aspire or United Business Card?

United Business Card returns $291 over its fee and American Express Hilton Honors Aspire returns $269, so the fee difference comes down to which categories you use.

American Express Hilton Honors Aspire
American Express Hilton Honors AspireAmerican Express · $550 fee · 3 credits
United Business Card
United Business CardChase · $150 fee · 5 credits
NET VALUE+$269$819 credits
NET VALUE+$291$441 credits
American Express Hilton Honors Aspire
AMERICAN EXPRESSAmerican Express Hilton Honors Aspire
FEE$550
CREDITS$819
NET+$269
Category wins1 of 3
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
Hilton Annual Free Night
Hilton Spend Free Night
BEST NET VALUE
United Business Card
CHASEUnited Business Card
FEE$150
CREDITS$441
NET+$291
Category wins2 of 3
TAKE THE AMEX HILTON HONORS ASPIRE IF

You use travel.

TAKE THE UNITED BUSINESS CARD IF

You use food & dining, transportation. Food & Dining and Transportation alone are worth $216 here and nothing on the Amex Hilton Honors Aspire.

Where to use each card

AMEX HILTON HONORS ASPIRE
🏨
Hilton Aspire Resort Credit Hotels328 LOCATIONS
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UNITED BUSINESS CARD

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Frequently asked questions

Which is better, American Express Hilton Honors Aspire or United Business Card?

The United Business Card is better with $291 net annual value compared to the American Express Hilton Honors Aspire at $269. The United Business Card wins by $22/year.

What's the difference between American Express Hilton Honors Aspire and United Business Card?

The key differences: American Express Hilton Honors Aspire has a $550 annual fee and $819 in annual benefits, while United Business Card has a $150 annual fee and $441 in annual benefits. The annual fee difference is $400.

Which has a lower annual fee, American Express Hilton Honors Aspire or United Business Card?

The United Business Card has a lower annual fee at $150 compared to the American Express Hilton Honors Aspire at $550. However, the American Express Hilton Honors Aspire offers $819 in total annual benefits.

Is the United Business Card worth it compared to the American Express Hilton Honors Aspire?

Yes, the United Business Card offers better value with $291 net annual value compared to $269 for the American Express Hilton Honors Aspire. It also has a lower annual fee.

Amex vs Chase: which issuer is better?

For these specific cards, Chase's United Business Card offers better value with $291 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The American Express Hilton Honors Aspire is better for travel with $819 in annual travel benefits compared to $225 for the United Business Card.

Should I get the United Business Card?

If you're deciding between the American Express Hilton Honors Aspire and United Business Card, the United Business Card is the better choice with $291 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
VS
Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE AMEX HILTON HONORS ASPIRE COMPARISONS

MORE UNITED BUSINESS CARD COMPARISONS