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COMPARE/AMEX GOLD VS AMEX HILTON HONORS ASPIRE
FIRST CARD
SECOND CARD

American Express Gold or American Express Hilton Honors Aspire?

American Express Hilton Honors Aspire returns $269 over its fee and American Express Gold returns $99, so the fee difference comes down to which categories you use.

American Express Gold
American Express GoldAmerican Express · $325 fee · 4 credits
American Express Hilton Honors Aspire
American Express Hilton Honors AspireAmerican Express · $550 fee · 3 credits
NET VALUE+$99$424 credits
NET VALUE+$269$819 credits
American Express Gold
AMERICAN EXPRESSAmerican Express Gold
FEE$325
CREDITS$424
NET+$99
Category wins3 of 4
BEST NET VALUE
American Express Hilton Honors Aspire
AMERICAN EXPRESSAmerican Express Hilton Honors Aspire
FEE$550
CREDITS$819
NET+$269
Category wins1 of 4
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
Hilton Annual Free Night
Hilton Spend Free Night
TAKE THE AMEX GOLD IF

You use food & dining, lifestyle, transportation. Food & Dining and Lifestyle and Transportation alone are worth $664 here and nothing on the Amex Hilton Honors Aspire.

TAKE THE AMEX HILTON HONORS ASPIRE IF

You use travel. Travel alone is worth $819 here and nothing on the Amex Gold.

Where to use each card

AMEX GOLD
🍽️
Resy Credit Restaurants10830 LOCATIONS
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AMEX HILTON HONORS ASPIRE
🏨
Hilton Aspire Resort Credit Hotels328 LOCATIONS
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Frequently asked questions

Which is better, American Express Gold or American Express Hilton Honors Aspire?

The American Express Hilton Honors Aspire is better with $269 net annual value compared to the American Express Gold at $99. The American Express Hilton Honors Aspire wins by $170/year.

What's the difference between American Express Gold and American Express Hilton Honors Aspire?

The key differences: American Express Hilton Honors Aspire has a $550 annual fee and $819 in annual benefits, while American Express Gold has a $325 annual fee and $424 in annual benefits. The annual fee difference is $225.

Which has a lower annual fee, American Express Gold or American Express Hilton Honors Aspire?

The American Express Gold has a lower annual fee at $325 compared to the American Express Hilton Honors Aspire at $550. However, the American Express Hilton Honors Aspire offers $819 in total annual benefits.

Is the American Express Hilton Honors Aspire worth it compared to the American Express Gold?

Yes, the American Express Hilton Honors Aspire offers better value with $269 net annual value compared to $99 for the American Express Gold. Even though it has a higher annual fee ($550 vs $325), the American Express Hilton Honors Aspire provides more total benefits.

Which card is better for travel?

The American Express Hilton Honors Aspire is better for travel with $819 in annual travel benefits compared to $0 for the American Express Gold.

Should I get the American Express Hilton Honors Aspire?

If you're deciding between the American Express Gold and American Express Hilton Honors Aspire, the American Express Hilton Honors Aspire is the better choice with $269 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

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MORE AMEX GOLD COMPARISONS

MORE AMEX HILTON HONORS ASPIRE COMPARISONS