Question 1

Which is better, American Express Hilton Honors Aspire or Chase United Quest?

Accepted Answer

The Chase United Quest is better with $456 net annual value compared to the American Express Hilton Honors Aspire at $269. The Chase United Quest wins by $187/year.

Question 2

What's the difference between American Express Hilton Honors Aspire and Chase United Quest?

Accepted Answer

The key differences: American Express Hilton Honors Aspire has a $550 annual fee and $819 in annual benefits, while Chase United Quest has a $350 annual fee and $806 in annual benefits. The annual fee difference is $200.

Question 3

Which has a lower annual fee, American Express Hilton Honors Aspire or Chase United Quest?

Accepted Answer

The Chase United Quest has a lower annual fee at $350 compared to the American Express Hilton Honors Aspire at $550. However, the American Express Hilton Honors Aspire offers $819 in total annual benefits.

Question 4

Is the Chase United Quest worth it compared to the American Express Hilton Honors Aspire?

Accepted Answer

Yes, the Chase United Quest offers better value with $456 net annual value compared to $269 for the American Express Hilton Honors Aspire. It also has a lower annual fee.

Question 5

Amex vs Chase: which issuer is better?

Accepted Answer

For these specific cards, Chase's Chase United Quest offers better value with $456 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Question 6

Which card is better for travel?

Accepted Answer

The American Express Hilton Honors Aspire is better for travel with $819 in annual travel benefits compared to $500 for the Chase United Quest.

Question 7

Should I get the Chase United Quest?

Accepted Answer

If you're deciding between the American Express Hilton Honors Aspire and Chase United Quest, the Chase United Quest is the better choice with $456 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

CATEGORY	HILTON HONORS ASPIRE	UNITED QUEST
🌎Travel	$819	$500
🍽️Food & Dining	—	$180
🚗Transportation	—	$96
Hotel Free Night Certificates	Hilton Annual Free Night Hilton Spend Free Night	—
Total credits	$819	$806
Annual fee	$550	$350
Net value	+$269	+$456

American Express Hilton Honors Aspire or Chase United Quest?

Where to use each card

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