Question 1

Which is better, American Express Gold or Chase United Quest?

Accepted Answer

The Chase United Quest is better with $456 net annual value compared to the American Express Gold at $99. The Chase United Quest wins by $357/year.

Question 2

What's the difference between American Express Gold and Chase United Quest?

Accepted Answer

The key differences: Chase United Quest has a $350 annual fee and $806 in annual benefits, while American Express Gold has a $325 annual fee and $424 in annual benefits. The annual fee difference is $25.

Question 3

Which has a lower annual fee, American Express Gold or Chase United Quest?

Accepted Answer

The American Express Gold has a lower annual fee at $325 compared to the Chase United Quest at $350. However, the Chase United Quest offers $806 in total annual benefits.

Question 4

Is the Chase United Quest worth it compared to the American Express Gold?

Accepted Answer

Yes, the Chase United Quest offers better value with $456 net annual value compared to $99 for the American Express Gold. Even though it has a higher annual fee ($350 vs $325), the Chase United Quest provides more total benefits.

Question 5

Amex vs Chase: which issuer is better?

Accepted Answer

For these specific cards, Chase's Chase United Quest offers better value with $456 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Question 6

Which card is better for travel?

Accepted Answer

The Chase United Quest is better for travel with $500 in annual travel benefits compared to $0 for the American Express Gold.

Question 7

Should I get the Chase United Quest?

Accepted Answer

If you're deciding between the American Express Gold and Chase United Quest, the Chase United Quest is the better choice with $456 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

CATEGORY	GOLD	UNITED QUEST
🍽️Food & Dining	$424	$180
🌎Travel	—	$500
🚗Transportation	$120	$96
✨Lifestyle	$120	—
Total credits	$424	$806
Annual fee	$325	$350
Net value	+$99	+$456

American Express Gold or Chase United Quest?

Where to use each card

Frequently asked questions