Skip to content
Credit Card Coups
Cards/American Express/American Express Gold
American Express Gold
AMERICAN EXPRESSPERSONAL

American Express Gold

4 credits worth $424 at face value against an $325 annual fee. 3 of them pay nothing until you enroll.

UPDATED OCT 20264 CREDITS TRACKED3 NEED ENROLLMENT
ANNUAL FEE
$325/ year
Credits at face value$424
Break-even77%
Track these credits free →

Open the full American Express Gold calculator →

All 4 credits, by how often they reset

Monthly

3 CREDITS · $324 / YR
Uber Credit$10
12 × $10 = $120
MERCHANT CREDITAUTO
Get $10 Uber Cash each month when you add your eligible Gold Card as a payment method in your Uber account.
Restaurant Partners Credit$10
12 × $10 = $120
ENROLL
Up to $10 in statement credits each month, up to $120 per calendar year, when you pay with your Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. Enrollment required.
Dunkin' Credit$7
12 × $7 = $84
ENROLL
Up to $7 in statement credits per month for a total of up to $84 per calendar year on eligible Dunkin' purchases at participating locations.

Semi-annual

1 CREDIT · $100 / YR
Resy Dining Credit$50
2 × $50 = $100
ENROLL
Up to $50 in statement credits semi-annually for a total of up to $100 per calendar year on eligible Resy purchases at participating restaurants.
THE PART PEOPLE MISS3 of 4 credits pay nothing until you enroll

That’s $304 of face value sitting behind a form. Enrollment is one-time per credit and never applies retroactively.

Restaurant Partners Credit$120
Resy Dining Credit$100
Dunkin' Credit$84

All of them live in the Benefits section of your issuer’s website.

Where to use this card

🍽️Resy Credit Restaurants10830 LOCATIONSFind 10,000+ US restaurants where your Amex Resy Credit works. Platinum cardholders earn up to $400/year and Gold cardholders up to $100/year on eligible Resy purchases.Browse map →

How it compares

AMERICANvs. PlatinumCompare →MAPSWhere these credits workOur own restaurant list, searchable by city.Open the map →

Frequently asked questions

What is the American Express Gold annual fee?

The American Express Gold has an annual fee of $325. This is a personal credit card.

Is the American Express Gold worth it?

The American Express Gold offers $424 in annual benefits with a $325 annual fee, for a net value of $99. It can be worth it if you use the key benefits like Uber Credit, Restaurant Partners Credit, Resy Dining Credit.

What benefits does the American Express Gold include?

The American Express Gold includes 4 benefits, including Uber Credit ($120/year), Restaurant Partners Credit ($120/year), Resy Dining Credit ($100/year), Dunkin' Credit ($84/year).

What statement credits does the American Express Gold have?

The American Express Gold includes 4 statement credits: Uber Credit, Restaurant Partners Credit, Resy Dining Credit, Dunkin' Credit. Together they provide $424 in annual value.