American Express
Personal
American Express Gold

American Express Gold

Annual Fee: $325
Annual Value: $424
Net Value: $99

Premium dining and grocery rewards card with valuable dining credits and points multipliers.

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Benefits

Uber Credit
Merchant Credit
$10 / Month$120 / Year
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Get $10 Uber Cash each month when you add your eligible Gold Card as a payment method in your Uber account.

Where to Use

Uber
Transportation
Recommended
Uber Eats
Food Delivery
Recommended
$50 / Half Year$100 / Year
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Up to $50 in statement credits semi-annually for a total of up to $100 per calendar year on eligible Resy purchases at participating restaurants.

Resy
Dining
Recommended

Up to $10 in statement credits per month on eligible purchases for a total of $120 per calendar year. Participating partners are Grubhub (including Seamless), The Cheesecake Factory, Goldbelly, Wine.com and Five Guys.

Where to Use

The Cheesecake Factory
Dining
Recommended
Seamless
Food Delivery
Recommended
Grubhub
Food Delivery
Recommended
Five Guys
Dining
Recommended
Goldbelly
Food Delivery
Recommended
Wine.com
Shopping
Recommended
$7 / Month$84 / Year
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Up to $7 in statement credits per month for a total of up to $84 per calendar year on eligible Dunkin' purchases at participating locations.

Dunkin'
Dining
Recommended

Frequently Asked Questions

What is the American Express Gold annual fee?

The American Express Gold has an annual fee of $325. This is a personal credit card.

Is the American Express Gold worth it?

The American Express Gold offers $424 in annual benefits with a $325 annual fee, for a net value of $99. It can be worth it if you use the key benefits like Uber Credit, Restaurant Partners Credit, Resy Dining Credit.

What benefits does the American Express Gold include?

The American Express Gold includes 4 benefits, including Uber Credit ($120/year), Restaurant Partners Credit ($120/year), Resy Dining Credit ($100/year), Dunkin' Credit ($84/year).

What statement credits does the American Express Gold have?

The American Express Gold includes 4 statement credits: Uber Credit, Restaurant Partners Credit, Resy Dining Credit, Dunkin' Credit. Together they provide $424 in annual value.