Is the American Express Gold worth it?
4 credits worth $424 at face value against a $325 fee. Turn off what you won’t use and the number at the bottom is your answer.
YOUR CARD
YOUR FEE
$325
Statement and merchant credits4 OF 4 ON
SET ALL TOThen change any row.
Uber Credit$10 / Monthly face
$/yr
Resy Dining Credit$50 / Every 6 Months face
$/yr
Restaurant Partners Credit$10 / Monthly face
$/yr
Dunkin' Credit$7 / Monthly face
$/yr
Credits subtotal$382/yr
YOUR VERDICT
Credits at your values$382
Annual fee−$325
You come out ahead by$57
118% RETURN ON THE FEE
HOW YOU GOT HEREEverything set to 90% of face.