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COMPARE/AMEX GOLD VS HILTON HONORS AMERICAN EXPRESS BUSINESS CARD
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SECOND CARD

American Express Gold or Hilton Honors American Express Business Card?

American Express Gold returns $99 over its fee and Hilton Honors American Express Business Card returns $45, so the fee difference comes down to which categories you use.

American Express Gold
American Express GoldAmerican Express · $325 fee · 4 credits
Hilton Honors American Express Business Card
Hilton Honors American Express Business CardAmerican Express · $195 fee · 1 credits
NET VALUE+$99$424 credits
NET VALUE+$45$240 credits
BEST NET VALUE
American Express Gold
AMERICAN EXPRESSAmerican Express Gold
FEE$325
CREDITS$424
NET+$99
Category wins3 of 4
Hilton Honors American Express Business Card
AMERICAN EXPRESSHilton Honors American Express Business Card
FEE$195
CREDITS$240
NET+$45
Category wins1 of 4
TAKE THE AMEX GOLD IF

You use food & dining, lifestyle, transportation. Food & Dining and Lifestyle and Transportation alone are worth $664 here and nothing on the Hilton Honors American Express Business Card.

TAKE THE HILTON HONORS AMERICAN EXPRESS BUSINESS CARD IF

You use travel. Travel alone is worth $240 here and nothing on the Amex Gold.

Where to use each card

AMEX GOLD
🍽️
Resy Credit Restaurants10830 LOCATIONS
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HILTON HONORS AMERICAN EXPRESS BUSINESS CARD

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Frequently asked questions

Which is better, American Express Gold or Hilton Honors American Express Business Card?

The American Express Gold is better with $99 net annual value compared to the Hilton Honors American Express Business Card at $45. The American Express Gold wins by $54/year.

What's the difference between American Express Gold and Hilton Honors American Express Business Card?

The key differences: American Express Gold has a $325 annual fee and $424 in annual benefits, while Hilton Honors American Express Business Card has a $195 annual fee and $240 in annual benefits. The annual fee difference is $130.

Which has a lower annual fee, American Express Gold or Hilton Honors American Express Business Card?

The Hilton Honors American Express Business Card has a lower annual fee at $195 compared to the American Express Gold at $325. However, the American Express Gold offers $424 in total annual benefits.

Is the American Express Gold worth it compared to the Hilton Honors American Express Business Card?

Yes, the American Express Gold offers better value with $99 net annual value compared to $45 for the Hilton Honors American Express Business Card. Even though it has a higher annual fee ($325 vs $195), the American Express Gold provides more total benefits.

Which card is better for food_and_dining?

The American Express Gold is better for food_and_dining with $424 in annual food_and_dining benefits compared to $0 for the Hilton Honors American Express Business Card.

Should I get the American Express Gold?

If you're deciding between the American Express Gold and Hilton Honors American Express Business Card, the American Express Gold is the better choice with $99 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

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