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COMPARE/HILTON HONORS AMERICAN EXPRESS BUSINESS CARD VS UNITED BUSINESS CARD
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Hilton Honors American Express Business Card or United Business Card?

United Business Card returns $291 over its fee and Hilton Honors American Express Business Card returns $45, so the fee difference comes down to which categories you use.

Hilton Honors American Express Business Card
Hilton Honors American Express Business CardAmerican Express · $195 fee · 1 credits
United Business Card
United Business CardChase · $150 fee · 5 credits
NET VALUE+$45$240 credits
NET VALUE+$291$441 credits
Hilton Honors American Express Business Card
AMERICAN EXPRESSHilton Honors American Express Business Card
FEE$195
CREDITS$240
NET+$45
Category wins1 of 3
BEST NET VALUE
United Business Card
CHASEUnited Business Card
FEE$150
CREDITS$441
NET+$291
Category wins2 of 3
TAKE THE HILTON HONORS AMERICAN EXPRESS BUSINESS CARD IF

You use travel.

TAKE THE UNITED BUSINESS CARD IF

You use food & dining, transportation. Food & Dining and Transportation alone are worth $216 here and nothing on the Hilton Honors American Express Business Card.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking free

Frequently asked questions

Which is better, Hilton Honors American Express Business Card or United Business Card?

The United Business Card is better with $291 net annual value compared to the Hilton Honors American Express Business Card at $45. The United Business Card wins by $246/year.

What's the difference between Hilton Honors American Express Business Card and United Business Card?

The key differences: Hilton Honors American Express Business Card has a $195 annual fee and $441 in annual benefits, while United Business Card has a $150 annual fee and $240 in annual benefits. The annual fee difference is $45.

Which has a lower annual fee, Hilton Honors American Express Business Card or United Business Card?

The United Business Card has a lower annual fee at $150 compared to the Hilton Honors American Express Business Card at $195. However, the Hilton Honors American Express Business Card offers $240 in total annual benefits.

Is the United Business Card worth it compared to the Hilton Honors American Express Business Card?

Yes, the United Business Card offers better value with $291 net annual value compared to $45 for the Hilton Honors American Express Business Card. It also has a lower annual fee.

Amex vs Chase: which issuer is better?

For these specific cards, Chase's United Business Card offers better value with $291 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The United Business Card is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the Hilton Honors American Express Business Card.

Should I get the United Business Card?

If you're deciding between the Hilton Honors American Express Business Card and United Business Card, the United Business Card is the better choice with $291 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

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American Express Business Platinum+$1,284
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American Express Delta SkyMiles Reserve-$60
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American Express Gold+$99
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MORE HILTON HONORS AMERICAN EXPRESS BUSINESS CARD COMPARISONS

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