Delta SkyMiles® Gold American Express Card vs Hilton Honors American Express Business Card Comparison

The Hilton Honors American Express Business Card is better with $45 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The Hilton Honors American Express Business Card wins by $95/year.

The key differences: Hilton Honors American Express Business Card has a $195 annual fee and $240 in annual benefits, while Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits. The annual fee difference is $45.

The Delta SkyMiles® Gold American Express Card has a lower annual fee at $150 compared to the Hilton Honors American Express Business Card at $195. However, the Hilton Honors American Express Business Card offers $240 in total annual benefits.

Yes, the Hilton Honors American Express Business Card offers better value with $45 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. Even though it has a higher annual fee ($195 vs $150), the Hilton Honors American Express Business Card provides more total benefits.

The Hilton Honors American Express Business Card is better for travel with $240 in annual travel benefits compared to $100 for the Delta SkyMiles® Gold American Express Card.

If you're deciding between the Delta SkyMiles® Gold American Express Card and Hilton Honors American Express Business Card, the Hilton Honors American Express Business Card is the better choice with $45 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.