American Express Marriott Bonvoy Brilliant or Delta SkyMiles® Gold American Express Card?
Delta SkyMiles® Gold American Express Card returns $50 over its fee and American Express Marriott Bonvoy Brilliant returns $320, so the fee difference comes down to which categories you use.


| CATEGORY | MARRIOTT BONVOY BRILLIANT | DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD |
|---|---|---|
| 🍽️Food & Dining | $300 | — |
| 🌎Travel | — | $100 |
| Hotel Free Night Certificates | — | |
| Total credits | $330 | $100 |
| Annual fee | $650 | $150 |
| Net value | -$320 | -$50 |


You use food & dining. Food & Dining alone is worth $300 here and nothing on the Delta SkyMiles® Gold American Express Card.
You use travel. Travel alone is worth $100 here and nothing on the Amex Marriott Bonvoy Brilliant.
Frequently asked questions
Which is better, American Express Marriott Bonvoy Brilliant or Delta SkyMiles® Gold American Express Card?
The Delta SkyMiles® Gold American Express Card is better with -$50 net annual value compared to the American Express Marriott Bonvoy Brilliant at -$320. The Delta SkyMiles® Gold American Express Card wins by $270/year.
What's the difference between American Express Marriott Bonvoy Brilliant and Delta SkyMiles® Gold American Express Card?
The key differences: American Express Marriott Bonvoy Brilliant has a $650 annual fee and $330 in annual benefits, while Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits. The annual fee difference is $500.
Which has a lower annual fee, American Express Marriott Bonvoy Brilliant or Delta SkyMiles® Gold American Express Card?
The Delta SkyMiles® Gold American Express Card has a lower annual fee at $150 compared to the American Express Marriott Bonvoy Brilliant at $650. However, the American Express Marriott Bonvoy Brilliant offers $330 in total annual benefits.
Is the Delta SkyMiles® Gold American Express Card worth it compared to the American Express Marriott Bonvoy Brilliant?
Yes, the Delta SkyMiles® Gold American Express Card offers better value with -$50 net annual value compared to -$320 for the American Express Marriott Bonvoy Brilliant. It also has a lower annual fee.
Which card is better for food_and_dining?
The American Express Marriott Bonvoy Brilliant is better for food_and_dining with $300 in annual food_and_dining benefits compared to $0 for the Delta SkyMiles® Gold American Express Card.
Should I get the Delta SkyMiles® Gold American Express Card?
If you're deciding between the American Express Marriott Bonvoy Brilliant and Delta SkyMiles® Gold American Express Card, the Delta SkyMiles® Gold American Express Card is the better choice with -$50 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.