American Express Business Gold or Delta SkyMiles® Gold American Express Card?
American Express Business Gold returns $482 over its fee and Delta SkyMiles® Gold American Express Card returns $50, so the fee difference comes down to which categories you use.


| CATEGORY | BUSINESS GOLD | DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD |
|---|---|---|
| 💼Business | $690 | — |
| 🍽️Food & Dining | $240 | — |
| ✨Lifestyle | $167 | — |
| 🌎Travel | — | $100 |
| Total credits | $857 | $100 |
| Annual fee | $375 | $150 |
| Net value | +$482 | -$50 |

You use business, food & dining, lifestyle. Business and Food & Dining and Lifestyle alone are worth $1,097 here and nothing on the Delta SkyMiles® Gold American Express Card.
You use travel. Travel alone is worth $100 here and nothing on the Amex Business Gold.
Frequently asked questions
Which is better, American Express Business Gold or Delta SkyMiles® Gold American Express Card?
The American Express Business Gold is better with $482 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The American Express Business Gold wins by $532/year.
What's the difference between American Express Business Gold and Delta SkyMiles® Gold American Express Card?
The key differences: American Express Business Gold has a $375 annual fee and $857 in annual benefits, while Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits. The annual fee difference is $225.
Which has a lower annual fee, American Express Business Gold or Delta SkyMiles® Gold American Express Card?
The Delta SkyMiles® Gold American Express Card has a lower annual fee at $150 compared to the American Express Business Gold at $375. However, the American Express Business Gold offers $857 in total annual benefits.
Is the American Express Business Gold worth it compared to the Delta SkyMiles® Gold American Express Card?
Yes, the American Express Business Gold offers better value with $482 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. Even though it has a higher annual fee ($375 vs $150), the American Express Business Gold provides more total benefits.
Which card is better for business?
The American Express Business Gold is better for business with $690 in annual business benefits compared to $0 for the Delta SkyMiles® Gold American Express Card.
Should I get the American Express Business Gold?
If you're deciding between the American Express Business Gold and Delta SkyMiles® Gold American Express Card, the American Express Business Gold is the better choice with $482 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.