Skip to content
Credit Card Coups
COMPARE/AMEX BUSINESS GOLD VS IHG ONE REWARDS PREMIER CREDIT CARD
FIRST CARD
SECOND CARD

American Express Business Gold or IHG One Rewards Premier Credit Card?

American Express Business Gold returns $470 over its fee and IHG One Rewards Premier Credit Card returns $270, so the fee difference comes down to which categories you use.

American Express Business Gold
American Express Business GoldAmerican Express · $375 fee · 4 credits
IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit CardChase · $150 fee · 5 credits
NET VALUE+$470$845 credits
NET VALUE+$270$420 credits
BEST NET VALUE
American Express Business Gold
AMERICAN EXPRESSAmerican Express Business Gold
FEE$375
CREDITS$845
NET+$470
Category wins2 of 4
IHG One Rewards Premier Credit Card
CHASEIHG One Rewards Premier Credit Card
FEE$150
CREDITS$420
NET+$270
Category wins1 of 4
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 50k Free Night
TAKE THE AMEX BUSINESS GOLD IF

You use business, lifestyle. Business and Lifestyle alone are worth $845 here and nothing on the IHG One Rewards Premier Credit Card.

TAKE THE IHG ONE REWARDS PREMIER CREDIT CARD IF

You use travel. Travel alone is worth $150 here and nothing on the Amex Business Gold.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking free

Frequently asked questions

Which is better, American Express Business Gold or IHG One Rewards Premier Credit Card?

The American Express Business Gold is better with $470 net annual value compared to the IHG One Rewards Premier Credit Card at $270. The American Express Business Gold wins by $200/year.

What's the difference between American Express Business Gold and IHG One Rewards Premier Credit Card?

The key differences: American Express Business Gold has a $375 annual fee and $845 in annual benefits, while IHG One Rewards Premier Credit Card has a $150 annual fee and $420 in annual benefits. The annual fee difference is $225.

Which has a lower annual fee, American Express Business Gold or IHG One Rewards Premier Credit Card?

The IHG One Rewards Premier Credit Card has a lower annual fee at $150 compared to the American Express Business Gold at $375. However, the American Express Business Gold offers $845 in total annual benefits.

Is the American Express Business Gold worth it compared to the IHG One Rewards Premier Credit Card?

Yes, the American Express Business Gold offers better value with $470 net annual value compared to $270 for the IHG One Rewards Premier Credit Card. Even though it has a higher annual fee ($375 vs $150), the American Express Business Gold provides more total benefits.

Amex vs Chase: which issuer is better?

For these specific cards, Amex's American Express Business Gold offers better value with $470 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for business?

The American Express Business Gold is better for business with $690 in annual business benefits compared to $0 for the IHG One Rewards Premier Credit Card.

Should I get the American Express Business Gold?

If you're deciding between the American Express Business Gold and IHG One Rewards Premier Credit Card, the American Express Business Gold is the better choice with $470 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE AMEX BUSINESS GOLD COMPARISONS

MORE IHG ONE REWARDS PREMIER CREDIT CARD COMPARISONS