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COMPARE/IHG ONE REWARDS PREMIER CREDIT CARD VS IHG ONE REWARDS PREMIER SELECT CREDIT CARD
FIRST CARD
SECOND CARD

IHG One Rewards Premier Credit Card or IHG One Rewards Premier Select Credit Card?

IHG One Rewards Premier Credit Card returns $70 over its fee and IHG One Rewards Premier Select Credit Card returns $30, so the fee difference comes down to which categories you use.

IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit CardChase · $150 fee · 4 credits
IHG One Rewards Premier Select Credit Card
IHG One Rewards Premier Select Credit CardChase · $350 fee · 3 credits
NET VALUE+$70$220 credits
NET VALUE+$30$380 credits
BEST NET VALUE
IHG One Rewards Premier Credit Card
CHASEIHG One Rewards Premier Credit Card
FEE$150
CREDITS$220
NET+$70
Category wins1 of 2
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 40k Free Night
IHG One Rewards Premier Select Credit Card
CHASEIHG One Rewards Premier Select Credit Card
FEE$350
CREDITS$380
NET+$30
Category wins1 of 2
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 60k Free Night
TAKE THE IHG ONE REWARDS PREMIER CREDIT CARD IF

You use food & dining. Food & Dining alone is worth $40 here and nothing on the IHG One Rewards Premier Select Credit Card.

TAKE THE IHG ONE REWARDS PREMIER SELECT CREDIT CARD IF

You use travel.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, IHG One Rewards Premier Credit Card or IHG One Rewards Premier Select Credit Card?

The IHG One Rewards Premier Credit Card is better with $70 net annual value compared to the IHG One Rewards Premier Select Credit Card at $30. The IHG One Rewards Premier Credit Card wins by $40/year.

What's the difference between IHG One Rewards Premier Credit Card and IHG One Rewards Premier Select Credit Card?

The key differences: IHG One Rewards Premier Select Credit Card has a $350 annual fee and $380 in annual benefits, while IHG One Rewards Premier Credit Card has a $150 annual fee and $220 in annual benefits. The annual fee difference is $200.

Which has a lower annual fee, IHG One Rewards Premier Credit Card or IHG One Rewards Premier Select Credit Card?

The IHG One Rewards Premier Credit Card has a lower annual fee at $150 compared to the IHG One Rewards Premier Select Credit Card at $350. However, the IHG One Rewards Premier Select Credit Card offers $380 in total annual benefits.

Is the IHG One Rewards Premier Credit Card worth it compared to the IHG One Rewards Premier Select Credit Card?

Yes, the IHG One Rewards Premier Credit Card offers better value with $70 net annual value compared to $30 for the IHG One Rewards Premier Select Credit Card. It also has a lower annual fee.

Which card is better for travel?

The IHG One Rewards Premier Select Credit Card is better for travel with $350 in annual travel benefits compared to $150 for the IHG One Rewards Premier Credit Card.

Should I get the IHG One Rewards Premier Credit Card?

If you're deciding between the IHG One Rewards Premier Credit Card and IHG One Rewards Premier Select Credit Card, the IHG One Rewards Premier Credit Card is the better choice with $70 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

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MORE IHG ONE REWARDS PREMIER CREDIT CARD COMPARISONS

MORE IHG ONE REWARDS PREMIER SELECT CREDIT CARD COMPARISONS