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COMPARE/IHG ONE REWARDS PREMIER SELECT CREDIT CARD VS THE RITZ-CARLTON CREDIT CARD
FIRST CARD
SECOND CARD

IHG One Rewards Premier Select Credit Card or The Ritz-Carlton Credit Card?

IHG One Rewards Premier Select Credit Card returns $30 over its fee and The Ritz-Carlton Credit Card returns $120, so the fee difference comes down to which categories you use.

IHG One Rewards Premier Select Credit Card
IHG One Rewards Premier Select Credit CardChase · $350 fee · 3 credits
The Ritz-Carlton Credit Card
The Ritz-Carlton Credit CardChase · $450 fee · 2 credits
NET VALUE+$30$380 credits
NET VALUE-$120$330 credits
BEST NET VALUE
IHG One Rewards Premier Select Credit Card
CHASEIHG One Rewards Premier Select Credit Card
FEE$350
CREDITS$380
NET+$30
Category wins1 of 1
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 60k Free Night
The Ritz-Carlton Credit Card
CHASEThe Ritz-Carlton Credit Card
FEE$450
CREDITS$330
NET-$120
Category wins0 of 1
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
Marriott 85k Free Night
LOUNGE ACCESS
Chase Sapphire Lounge Access
Priority Pass Select (No Restaurants)
TAKE THE IHG ONE REWARDS PREMIER SELECT CREDIT CARD IF

You use travel.

Where to use each card

IHG ONE REWARDS PREMIER SELECT CREDIT CARD

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THE RITZ-CARLTON CREDIT CARD
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Airport Lounges48 LOCATIONS
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Frequently asked questions

Which is better, IHG One Rewards Premier Select Credit Card or The Ritz-Carlton Credit Card?

The IHG One Rewards Premier Select Credit Card is better with $30 net annual value compared to the The Ritz-Carlton Credit Card at -$120. The IHG One Rewards Premier Select Credit Card wins by $150/year.

What's the difference between IHG One Rewards Premier Select Credit Card and The Ritz-Carlton Credit Card?

The key differences: The Ritz-Carlton Credit Card has a $450 annual fee and $380 in annual benefits, while IHG One Rewards Premier Select Credit Card has a $350 annual fee and $330 in annual benefits. The annual fee difference is $100.

Which has a lower annual fee, IHG One Rewards Premier Select Credit Card or The Ritz-Carlton Credit Card?

The IHG One Rewards Premier Select Credit Card has a lower annual fee at $350 compared to the The Ritz-Carlton Credit Card at $450. However, the The Ritz-Carlton Credit Card offers $330 in total annual benefits.

Is the IHG One Rewards Premier Select Credit Card worth it compared to the The Ritz-Carlton Credit Card?

Yes, the IHG One Rewards Premier Select Credit Card offers better value with $30 net annual value compared to -$120 for the The Ritz-Carlton Credit Card. It also has a lower annual fee.

Should I get the IHG One Rewards Premier Select Credit Card?

If you're deciding between the IHG One Rewards Premier Select Credit Card and The Ritz-Carlton Credit Card, the IHG One Rewards Premier Select Credit Card is the better choice with $30 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

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MORE IHG ONE REWARDS PREMIER SELECT CREDIT CARD COMPARISONS

MORE THE RITZ-CARLTON CREDIT CARD COMPARISONS