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COMPARE/IHG ONE REWARDS PREMIER SELECT CREDIT CARD VS UNITED BUSINESS CARD
FIRST CARD
SECOND CARD

IHG One Rewards Premier Select Credit Card or United Business Card?

United Business Card returns $291 over its fee and IHG One Rewards Premier Select Credit Card returns $30, so the fee difference comes down to which categories you use.

IHG One Rewards Premier Select Credit Card
IHG One Rewards Premier Select Credit CardChase · $350 fee · 3 credits
United Business Card
United Business CardChase · $150 fee · 5 credits
NET VALUE+$30$380 credits
NET VALUE+$291$441 credits
IHG One Rewards Premier Select Credit Card
CHASEIHG One Rewards Premier Select Credit Card
FEE$350
CREDITS$380
NET+$30
Category wins1 of 3
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 60k Free Night
BEST NET VALUE
United Business Card
CHASEUnited Business Card
FEE$150
CREDITS$441
NET+$291
Category wins2 of 3
TAKE THE IHG ONE REWARDS PREMIER SELECT CREDIT CARD IF

You use travel.

TAKE THE UNITED BUSINESS CARD IF

You use food & dining, transportation. Food & Dining and Transportation alone are worth $216 here and nothing on the IHG One Rewards Premier Select Credit Card.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, IHG One Rewards Premier Select Credit Card or United Business Card?

The United Business Card is better with $291 net annual value compared to the IHG One Rewards Premier Select Credit Card at $30. The United Business Card wins by $261/year.

What's the difference between IHG One Rewards Premier Select Credit Card and United Business Card?

The key differences: IHG One Rewards Premier Select Credit Card has a $350 annual fee and $441 in annual benefits, while United Business Card has a $150 annual fee and $380 in annual benefits. The annual fee difference is $200.

Which has a lower annual fee, IHG One Rewards Premier Select Credit Card or United Business Card?

The United Business Card has a lower annual fee at $150 compared to the IHG One Rewards Premier Select Credit Card at $350. However, the IHG One Rewards Premier Select Credit Card offers $380 in total annual benefits.

Is the United Business Card worth it compared to the IHG One Rewards Premier Select Credit Card?

Yes, the United Business Card offers better value with $291 net annual value compared to $30 for the IHG One Rewards Premier Select Credit Card. It also has a lower annual fee.

Which card is better for travel?

The IHG One Rewards Premier Select Credit Card is better for travel with $350 in annual travel benefits compared to $225 for the United Business Card.

Should I get the United Business Card?

If you're deciding between the IHG One Rewards Premier Select Credit Card and United Business Card, the United Business Card is the better choice with $291 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

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MORE IHG ONE REWARDS PREMIER SELECT CREDIT CARD COMPARISONS

MORE UNITED BUSINESS CARD COMPARISONS