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COMPARE/IHG ONE REWARDS PREMIER SELECT CREDIT CARD VS UNITED CLUB BUSINESS CARD
FIRST CARD
SECOND CARD

IHG One Rewards Premier Select Credit Card or United Club Business Card?

United Club Business Card returns $169 over its fee and IHG One Rewards Premier Select Credit Card returns $30, so the fee difference comes down to which categories you use.

NET VALUE+$30$380 credits
NET VALUE+$169$864 credits
FEE$350
CREDITS$380
NET+$30
Category wins0 of 3
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
BEST NET VALUE
FEE$695
CREDITS$864
NET+$169
Category wins3 of 3
ADDITIONAL BENEFITS
TAKE THE UNITED CLUB BUSINESS CARD IF

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $384 here and nothing on the IHG One Rewards Premier Select Credit Card.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, IHG One Rewards Premier Select Credit Card or United Club Business Card?

The United Club Business Card is better with $169 net annual value compared to the IHG One Rewards Premier Select Credit Card at $30. The United Club Business Card wins by $139/year.

What's the difference between IHG One Rewards Premier Select Credit Card and United Club Business Card?

The key differences: United Club Business Card has a $695 annual fee and $864 in annual benefits, while IHG One Rewards Premier Select Credit Card has a $350 annual fee and $380 in annual benefits. The annual fee difference is $345.

Which has a lower annual fee, IHG One Rewards Premier Select Credit Card or United Club Business Card?

The IHG One Rewards Premier Select Credit Card has a lower annual fee at $350 compared to the United Club Business Card at $695. However, the United Club Business Card offers $864 in total annual benefits.

Is the United Club Business Card worth it compared to the IHG One Rewards Premier Select Credit Card?

Yes, the United Club Business Card offers better value with $169 net annual value compared to $30 for the IHG One Rewards Premier Select Credit Card. Even though it has a higher annual fee ($695 vs $350), the United Club Business Card provides more total benefits.

Which card is better for food_and_dining?

The United Club Business Card is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the IHG One Rewards Premier Select Credit Card.

Should I get the United Club Business Card?

If you're deciding between the IHG One Rewards Premier Select Credit Card and United Club Business Card, the United Club Business Card is the better choice with $169 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH

MORE IHG ONE REWARDS PREMIER SELECT CREDIT CARD COMPARISONS

MORE UNITED CLUB BUSINESS CARD COMPARISONS