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COMPARE/IHG ONE REWARDS PREMIER SELECT CREDIT CARD VS SAPPHIRE PREFERRED
FIRST CARD
SECOND CARD

IHG One Rewards Premier Select Credit Card or Chase Sapphire Preferred?

Chase Sapphire Preferred returns $395 over its fee and IHG One Rewards Premier Select Credit Card returns $30, so the fee difference comes down to which categories you use.

IHG One Rewards Premier Select Credit Card
IHG One Rewards Premier Select Credit CardChase · $350 fee · 3 credits
Chase Sapphire Preferred
Chase Sapphire PreferredChase · $95 fee · 5 credits
NET VALUE+$30$380 credits
NET VALUE+$395$490 credits
IHG One Rewards Premier Select Credit Card
CHASEIHG One Rewards Premier Select Credit Card
FEE$350
CREDITS$380
NET+$30
Category wins1 of 3
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 60k Free Night
BEST NET VALUE
Chase Sapphire Preferred
CHASEChase Sapphire Preferred
FEE$95
CREDITS$490
NET+$395
Category wins2 of 3
TAKE THE IHG ONE REWARDS PREMIER SELECT CREDIT CARD IF

You use travel.

TAKE THE SAPPHIRE PREFERRED IF

You use food & dining, entertainment & media. Food & Dining and Entertainment & Media alone are worth $360 here and nothing on the IHG One Rewards Premier Select Credit Card.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, IHG One Rewards Premier Select Credit Card or Chase Sapphire Preferred?

The Chase Sapphire Preferred is better with $395 net annual value compared to the IHG One Rewards Premier Select Credit Card at $30. The Chase Sapphire Preferred wins by $365/year.

What's the difference between IHG One Rewards Premier Select Credit Card and Chase Sapphire Preferred?

The key differences: IHG One Rewards Premier Select Credit Card has a $350 annual fee and $490 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $380 in annual benefits. The annual fee difference is $255.

Which has a lower annual fee, IHG One Rewards Premier Select Credit Card or Chase Sapphire Preferred?

The Chase Sapphire Preferred has a lower annual fee at $95 compared to the IHG One Rewards Premier Select Credit Card at $350. However, the IHG One Rewards Premier Select Credit Card offers $380 in total annual benefits.

Is the Chase Sapphire Preferred worth it compared to the IHG One Rewards Premier Select Credit Card?

Yes, the Chase Sapphire Preferred offers better value with $395 net annual value compared to $30 for the IHG One Rewards Premier Select Credit Card. It also has a lower annual fee.

Which card is better for travel?

The IHG One Rewards Premier Select Credit Card is better for travel with $350 in annual travel benefits compared to $100 for the Chase Sapphire Preferred.

Should I get the Chase Sapphire Preferred?

If you're deciding between the IHG One Rewards Premier Select Credit Card and Chase Sapphire Preferred, the Chase Sapphire Preferred is the better choice with $395 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,111
VS
Chase Sapphire Reserve+$2,276
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American Express Platinum+$2,111
VS
Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,276
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American Express Business Platinum+$1,274
VS
Chase Sapphire Reserve for Business+$1,275
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,111
See the breakdown →

MORE IHG ONE REWARDS PREMIER SELECT CREDIT CARD COMPARISONS

MORE SAPPHIRE PREFERRED COMPARISONS