Question 1

Which is better, American Express Delta SkyMiles Reserve Business or Chase Sapphire Preferred?

Accepted Answer

The Chase Sapphire Preferred is better with $455 net annual value compared to the American Express Delta SkyMiles Reserve Business at -$10. The Chase Sapphire Preferred wins by $465/year.

Question 2

What's the difference between American Express Delta SkyMiles Reserve Business and Chase Sapphire Preferred?

Accepted Answer

The key differences: American Express Delta SkyMiles Reserve Business has a $650 annual fee and $640 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $550 in annual benefits. The annual fee difference is $555.

Question 3

Which has a lower annual fee, American Express Delta SkyMiles Reserve Business or Chase Sapphire Preferred?

Accepted Answer

The Chase Sapphire Preferred has a lower annual fee at $95 compared to the American Express Delta SkyMiles Reserve Business at $650. However, the American Express Delta SkyMiles Reserve Business offers $640 in total annual benefits.

Question 4

Is the Chase Sapphire Preferred worth it compared to the American Express Delta SkyMiles Reserve Business?

Accepted Answer

Yes, the Chase Sapphire Preferred offers better value with $455 net annual value compared to -$10 for the American Express Delta SkyMiles Reserve Business. It also has a lower annual fee.

Question 5

Amex vs Chase: which issuer is better?

Accepted Answer

For these specific cards, Chase's Chase Sapphire Preferred offers better value with $455 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Question 6

Which card is better for entertainment_and_media?

Accepted Answer

The Chase Sapphire Preferred is better for entertainment_and_media with $180 in annual entertainment_and_media benefits compared to $0 for the American Express Delta SkyMiles Reserve Business.

Question 7

Should I get the Chase Sapphire Preferred?

Accepted Answer

If you're deciding between the American Express Delta SkyMiles Reserve Business and Chase Sapphire Preferred, the Chase Sapphire Preferred is the better choice with $455 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

CATEGORY	DELTA SKYMILES RESERVE BUSINESS	SAPPHIRE PREFERRED
🍽️Food & Dining	$240	$240
🌎Travel	$250	$100
🎭Entertainment & Media	—	$180
🚗Transportation	$120	—
Airline Companion Certificates	Delta First Class Companion Certificate	—
Lounge Access	Centurion Lounge Access Delta Sky Club Access	—
Total credits	$640	$550
Annual fee	$650	$95
Net value	-$10	+$455

American Express Delta SkyMiles Reserve Business or Chase Sapphire Preferred?

Where to use each card

Frequently asked questions