Delta SkyMiles® Platinum American Express Card vs Chase Sapphire Preferred Comparison

The Chase Sapphire Preferred is better with $195 net annual value compared to the Delta SkyMiles® Platinum American Express Card at $40. The Chase Sapphire Preferred wins by $155/year.

The key differences: Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $290 in annual benefits. The annual fee difference is $255.

The Chase Sapphire Preferred has a lower annual fee at $95 compared to the Delta SkyMiles® Platinum American Express Card at $350. However, the Delta SkyMiles® Platinum American Express Card offers $390 in total annual benefits.

Yes, the Chase Sapphire Preferred offers better value with $195 net annual value compared to $40 for the Delta SkyMiles® Platinum American Express Card. It also has a lower annual fee.

For these specific cards, Chase's Chase Sapphire Preferred offers better value with $195 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

The Chase Sapphire Preferred is better for food_and_dining with $240 in annual food_and_dining benefits compared to $120 for the Delta SkyMiles® Platinum American Express Card.

If you're deciding between the Delta SkyMiles® Platinum American Express Card and Chase Sapphire Preferred, the Chase Sapphire Preferred is the better choice with $195 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.