Delta SkyMiles® Platinum American Express Card or Chase United Quest?

Chase United Quest returns $456 over its fee and Delta SkyMiles® Platinum American Express Card returns $40, so the fee difference comes down to which categories you use.

Delta SkyMiles® Platinum American Express CardAmerican Express · $350 fee · 3 credits

Chase United QuestChase · $350 fee · 6 credits

NET VALUE+$40$390 credits

NET VALUE+$456$806 credits

CATEGORY	DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD	UNITED QUEST
🌎Travel	$150	$500
🍽️Food & Dining	$120	$180
🚗Transportation	$120	$96
Airline Companion Certificates	Delta Main Cabin Companion Certificate	—
Total credits	$390	$806
Annual fee	$350	$350
Net value	+$40	+$456

AMERICAN EXPRESSDelta SkyMiles® Platinum American Express Card

FEE$350

CREDITS$390

NET+$40

Category wins1 of 3

ADDITIONAL BENEFITS

AIRLINE COMPANION CERTIFICATES

Delta Main Cabin Companion Certificate

BEST NET VALUE

CHASEChase United Quest

FEE$350

CREDITS$806

NET+$456

Category wins2 of 3

TAKE THE DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD IF

You use transportation.

TAKE THE UNITED QUEST IF

You use travel, food & dining.

Where to use each card

DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD

🍽️

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Frequently asked questions

Which is better, Delta SkyMiles® Platinum American Express Card or Chase United Quest?

The Chase United Quest is better with $456 net annual value compared to the Delta SkyMiles® Platinum American Express Card at $40. The Chase United Quest wins by $416/year.

What's the difference between Delta SkyMiles® Platinum American Express Card and Chase United Quest?

The key differences: Chase United Quest has a $350 annual fee and $806 in annual benefits, while Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits.

Is the Chase United Quest worth it compared to the Delta SkyMiles® Platinum American Express Card?

Yes, the Chase United Quest offers better value with $456 net annual value compared to $40 for the Delta SkyMiles® Platinum American Express Card. It also has a similar annual fee.

Amex vs Chase: which issuer is better?

For these specific cards, Chase's Chase United Quest offers better value with $456 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The Chase United Quest is better for travel with $500 in annual travel benefits compared to $150 for the Delta SkyMiles® Platinum American Express Card.

Should I get the Chase United Quest?

If you're deciding between the Delta SkyMiles® Platinum American Express Card and Chase United Quest, the Chase United Quest is the better choice with $456 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.