Delta SkyMiles® Gold American Express Card vs Delta SkyMiles® Platinum American Express Card Comparison
Delta SkyMiles® Platinum American Express Card wins with $40 net annual value

Delta SkyMiles® Gold American Express Card
$150
VS
Delta SkyMiles® Platinum American Express Card
$350
| Category | Delta SkyMiles® Gold American Express CardDelta SkyMiles® | Delta SkyMiles® Platinum American Express CardDelta SkyMiles® |
|---|---|---|
| Annual Fee | $150 | $350 |
| 🌎Travel | $100 | $150 |
| 🌎Travel | $100 | $150 |
| 🍽️Food & Dining | $120 | |
| 🍽️Dining | $120 | |
| 🚗Transportation | $120 | |
| 🚗Transportation | $120 | |
| Total Annual Value | $100 | $390 |
| Net Value | -$50 | +$40 |
Card Details


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Start Tracking FreeFrequently Asked Questions
The Delta SkyMiles® Platinum American Express Card is better with $40 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The Delta SkyMiles® Platinum American Express Card wins by $90/year.
The key differences: Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits, while Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits. The annual fee difference is $200.
The Delta SkyMiles® Gold American Express Card has a lower annual fee at $150 compared to the Delta SkyMiles® Platinum American Express Card at $350. However, the Delta SkyMiles® Platinum American Express Card offers $390 in total annual benefits.
Yes, the Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. Even though it has a higher annual fee ($350 vs $150), the Delta SkyMiles® Platinum American Express Card provides more total benefits.
The Delta SkyMiles® Platinum American Express Card is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the Delta SkyMiles® Gold American Express Card.
If you're deciding between the Delta SkyMiles® Gold American Express Card and Delta SkyMiles® Platinum American Express Card, the Delta SkyMiles® Platinum American Express Card is the better choice with $40 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
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