Delta SkyMiles® Gold American Express Card or Delta SkyMiles® Platinum American Express Card?
Delta SkyMiles® Platinum American Express Card returns $40 over its fee and Delta SkyMiles® Gold American Express Card returns $50, so the fee difference comes down to which categories you use.
| CATEGORY | DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD | DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD |
|---|---|---|
| 🌎Travel | $100 | $150 |
| 🍽️Food & Dining | — | $120 |
| 🚗Transportation | — | $120 |
| Total credits | $100 | $390 |
| Annual fee | $150 | $350 |
| Net value | -$50 | +$40 |
You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $240 here and nothing on the Delta SkyMiles® Gold American Express Card.
Where to use each card
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Frequently asked questions
Which is better, Delta SkyMiles® Gold American Express Card or Delta SkyMiles® Platinum American Express Card?
The Delta SkyMiles® Platinum American Express Card is better with $40 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The Delta SkyMiles® Platinum American Express Card wins by $90/year.
What's the difference between Delta SkyMiles® Gold American Express Card and Delta SkyMiles® Platinum American Express Card?
The key differences: Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits, while Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits. The annual fee difference is $200.
Which has a lower annual fee, Delta SkyMiles® Gold American Express Card or Delta SkyMiles® Platinum American Express Card?
The Delta SkyMiles® Gold American Express Card has a lower annual fee at $150 compared to the Delta SkyMiles® Platinum American Express Card at $350. However, the Delta SkyMiles® Platinum American Express Card offers $390 in total annual benefits.
Is the Delta SkyMiles® Platinum American Express Card worth it compared to the Delta SkyMiles® Gold American Express Card?
Yes, the Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. Even though it has a higher annual fee ($350 vs $150), the Delta SkyMiles® Platinum American Express Card provides more total benefits.
Which card is better for food_and_dining?
The Delta SkyMiles® Platinum American Express Card is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the Delta SkyMiles® Gold American Express Card.
Should I get the Delta SkyMiles® Platinum American Express Card?
If you're deciding between the Delta SkyMiles® Gold American Express Card and Delta SkyMiles® Platinum American Express Card, the Delta SkyMiles® Platinum American Express Card is the better choice with $40 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.