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Delta SkyMiles® Gold American Express Card or Bank of America Premium Rewards Elite?
Delta SkyMiles® Gold American Express Card returns $50 over its fee and Bank of America Premium Rewards Elite returns $70, so the fee difference comes down to which categories you use.
Delta SkyMiles® Gold American Express CardAmerican Express · $150 fee · 1 credits
Bank of America Premium Rewards EliteBank of America · $550 fee · 3 credits
NET VALUE-$50$100 credits
NET VALUE-$70$480 credits
| CATEGORY | DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD | BANK OF AMERICA PREMIUM REWARDS ELITE |
|---|---|---|
| 🌎Travel | $100 | $330 |
| Total credits | $100 | $480 |
| Annual fee | $150 | $550 |
| Net value | -$50 | -$70 |
BEST NET VALUE
AMERICAN EXPRESSDelta SkyMiles® Gold American Express Card
FEE$150
CREDITS$100
NET-$50
Category wins0 of 1
TAKE THE BANK OF AMERICA PREMIUM REWARDS ELITE IF
You use travel.
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Start tracking freeFrequently asked questions
Which is better, Delta SkyMiles® Gold American Express Card or Bank of America Premium Rewards Elite?
The Delta SkyMiles® Gold American Express Card is better with -$50 net annual value compared to the Bank of America Premium Rewards Elite at -$70. The Delta SkyMiles® Gold American Express Card wins by $20/year.
What's the difference between Delta SkyMiles® Gold American Express Card and Bank of America Premium Rewards Elite?
The key differences: Bank of America Premium Rewards Elite has a $550 annual fee and $480 in annual benefits, while Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits. The annual fee difference is $400.
Which has a lower annual fee, Delta SkyMiles® Gold American Express Card or Bank of America Premium Rewards Elite?
The Delta SkyMiles® Gold American Express Card has a lower annual fee at $150 compared to the Bank of America Premium Rewards Elite at $550. However, the Bank of America Premium Rewards Elite offers $480 in total annual benefits.
Is the Delta SkyMiles® Gold American Express Card worth it compared to the Bank of America Premium Rewards Elite?
Yes, the Delta SkyMiles® Gold American Express Card offers better value with -$50 net annual value compared to -$70 for the Bank of America Premium Rewards Elite. It also has a lower annual fee.
Amex vs Bank of America: which issuer is better?
For these specific cards, Amex's Delta SkyMiles® Gold American Express Card offers better value with -$50 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The Bank of America Premium Rewards Elite is better for travel with $330 in annual travel benefits compared to $100 for the Delta SkyMiles® Gold American Express Card.