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COMPARE/DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD VS BANK OF AMERICA PREMIUM REWARDS
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Delta SkyMiles® Gold American Express Card or Bank of America Premium Rewards?

Bank of America Premium Rewards returns $30 over its fee and Delta SkyMiles® Gold American Express Card returns $50, so the fee difference comes down to which categories you use.

Delta SkyMiles® Gold American Express Card
Delta SkyMiles® Gold American Express CardAmerican Express · $150 fee · 1 credits
Bank of America Premium Rewards
Bank of America Premium RewardsBank of America · $95 fee · 2 credits
NET VALUE-$50$100 credits
NET VALUE+$30$125 credits
Delta SkyMiles® Gold American Express Card
AMERICAN EXPRESSDelta SkyMiles® Gold American Express Card
FEE$150
CREDITS$100
NET-$50
Category wins0 of 1
BEST NET VALUE
Bank of America Premium Rewards
BANK OF AMERICABank of America Premium Rewards
FEE$95
CREDITS$125
NET+$30
Category wins1 of 1
TAKE THE BANK OF AMERICA PREMIUM REWARDS IF

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Frequently asked questions

Which is better, Delta SkyMiles® Gold American Express Card or Bank of America Premium Rewards?

The Bank of America Premium Rewards is better with $30 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The Bank of America Premium Rewards wins by $80/year.

What's the difference between Delta SkyMiles® Gold American Express Card and Bank of America Premium Rewards?

The key differences: Delta SkyMiles® Gold American Express Card has a $150 annual fee and $125 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $100 in annual benefits. The annual fee difference is $55.

Which has a lower annual fee, Delta SkyMiles® Gold American Express Card or Bank of America Premium Rewards?

The Bank of America Premium Rewards has a lower annual fee at $95 compared to the Delta SkyMiles® Gold American Express Card at $150. However, the Delta SkyMiles® Gold American Express Card offers $100 in total annual benefits.

Is the Bank of America Premium Rewards worth it compared to the Delta SkyMiles® Gold American Express Card?

Yes, the Bank of America Premium Rewards offers better value with $30 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. It also has a lower annual fee.

Amex vs Bank of America: which issuer is better?

For these specific cards, Bank of America's Bank of America Premium Rewards offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Should I get the Bank of America Premium Rewards?

If you're deciding between the Delta SkyMiles® Gold American Express Card and Bank of America Premium Rewards, the Bank of America Premium Rewards is the better choice with $30 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
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Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
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Capital One Venture X-$65
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Capital One Venture X-$65
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Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,109
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MORE DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD COMPARISONS

MORE BANK OF AMERICA PREMIUM REWARDS COMPARISONS