FIRST CARD
VSSECOND CARD
Delta SkyMiles® Gold American Express Card or Bank of America Premium Rewards?
Bank of America Premium Rewards returns $30 over its fee and Delta SkyMiles® Gold American Express Card returns $50, so the fee difference comes down to which categories you use.
Delta SkyMiles® Gold American Express CardAmerican Express · $150 fee · 1 credits
Bank of America Premium RewardsBank of America · $95 fee · 2 credits
NET VALUE-$50$100 credits
NET VALUE+$30$125 credits
| CATEGORY | DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD | BANK OF AMERICA PREMIUM REWARDS |
|---|---|---|
| 🌎Travel | $100 | $125 |
| Total credits | $100 | $125 |
| Annual fee | $150 | $95 |
| Net value | -$50 | +$30 |
AMERICAN EXPRESSDelta SkyMiles® Gold American Express Card
FEE$150
CREDITS$100
NET-$50
Category wins0 of 1
BEST NET VALUE
TAKE THE BANK OF AMERICA PREMIUM REWARDS IF
You use travel.
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Start tracking freeFrequently asked questions
Which is better, Delta SkyMiles® Gold American Express Card or Bank of America Premium Rewards?
The Bank of America Premium Rewards is better with $30 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The Bank of America Premium Rewards wins by $80/year.
What's the difference between Delta SkyMiles® Gold American Express Card and Bank of America Premium Rewards?
The key differences: Delta SkyMiles® Gold American Express Card has a $150 annual fee and $125 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $100 in annual benefits. The annual fee difference is $55.
Which has a lower annual fee, Delta SkyMiles® Gold American Express Card or Bank of America Premium Rewards?
The Bank of America Premium Rewards has a lower annual fee at $95 compared to the Delta SkyMiles® Gold American Express Card at $150. However, the Delta SkyMiles® Gold American Express Card offers $100 in total annual benefits.
Is the Bank of America Premium Rewards worth it compared to the Delta SkyMiles® Gold American Express Card?
Yes, the Bank of America Premium Rewards offers better value with $30 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. It also has a lower annual fee.
Amex vs Bank of America: which issuer is better?
For these specific cards, Bank of America's Bank of America Premium Rewards offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Should I get the Bank of America Premium Rewards?
If you're deciding between the Delta SkyMiles® Gold American Express Card and Bank of America Premium Rewards, the Bank of America Premium Rewards is the better choice with $30 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.