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Bank of America Premium Rewards or Chase Sapphire Reserve for Business?
Chase Sapphire Reserve for Business returns $1,275 over its fee and Bank of America Premium Rewards returns $30, so the fee difference comes down to which categories you use.
Bank of America Premium RewardsBank of America · $95 fee · 2 credits
Chase Sapphire Reserve for BusinessChase · $795 fee · 8 credits
NET VALUE+$30$125 credits
NET VALUE+$1,275$2,070 credits
| CATEGORY | BANK OF AMERICA PREMIUM REWARDS | SAPPHIRE RESERVE FOR BUSINESS |
|---|---|---|
| 🌎Travel | $125 | $800 |
| 💼Business | — | $600 |
| 🍽️Food & Dining | — | $420 |
| 🚗Transportation | — | $120 |
| ✨Lifestyle |
BEST NET VALUE
FEE$795
CREDITS$2,070
NET+$1,275
Category wins5 of 5
ADDITIONAL BENEFITS
TAKE THE SAPPHIRE RESERVE FOR BUSINESS IF
You use travel, business, food & dining, or any of its 5 winning categories. Business and Food & Dining and Transportation and Lifestyle alone are worth $1,240 here and nothing on the Bank of America Premium Rewards.
Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking freeFrequently asked questions
Which is better, Bank of America Premium Rewards or Chase Sapphire Reserve for Business?
The Chase Sapphire Reserve for Business is better with $1,275 net annual value compared to the Bank of America Premium Rewards at $30. The Chase Sapphire Reserve for Business wins by $1,245/year.
What's the difference between Bank of America Premium Rewards and Chase Sapphire Reserve for Business?
The key differences: Chase Sapphire Reserve for Business has a $795 annual fee and $2,070 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $700.
Which has a lower annual fee, Bank of America Premium Rewards or Chase Sapphire Reserve for Business?
The Bank of America Premium Rewards has a lower annual fee at $95 compared to the Chase Sapphire Reserve for Business at $795. However, the Chase Sapphire Reserve for Business offers $2,070 in total annual benefits.
Is the Chase Sapphire Reserve for Business worth it compared to the Bank of America Premium Rewards?
Yes, the Chase Sapphire Reserve for Business offers better value with $1,275 net annual value compared to $30 for the Bank of America Premium Rewards. Even though it has a higher annual fee ($795 vs $95), the Chase Sapphire Reserve for Business provides more total benefits.
Bank of America vs Chase: which issuer is better?
For these specific cards, Chase's Chase Sapphire Reserve for Business offers better value with $1,275 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The Chase Sapphire Reserve for Business is better for travel with $800 in annual travel benefits compared to $125 for the Bank of America Premium Rewards.