Chase Hyatt or Chase Sapphire Reserve for Business?
Chase Sapphire Reserve for Business returns $1,155 over its fee and Chase Hyatt returns $95, so the fee difference comes down to which categories you use.


| CATEGORY | HYATT | SAPPHIRE RESERVE FOR BUSINESS |
|---|---|---|
| 🌎Travel | — | $800 |
| 💼Business | — | $600 |
| 🍽️Food & Dining | — | $300 |
| 🚗Transportation | — | $120 |
| ✨Lifestyle | — | $100 |
| Hotel Free Night Certificates | — | |
| Lounge Access | — | |
| Total credits | $0 | $1,950 |
| Annual fee | $95 | $795 |
| Net value | -$95 | +$1,155 |

You use travel, business, food & dining, or any of its 5 winning categories. Travel and Business and Food & Dining and Transportation and Lifestyle alone are worth $1,920 here and nothing on the Hyatt.
Where to use each card
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Frequently asked questions
Which is better, Chase Hyatt or Chase Sapphire Reserve for Business?
The Chase Sapphire Reserve for Business is better with $1,155 net annual value compared to the Chase Hyatt at -$95. The Chase Sapphire Reserve for Business wins by $1,250/year.
What's the difference between Chase Hyatt and Chase Sapphire Reserve for Business?
The key differences: Chase Sapphire Reserve for Business has a $795 annual fee and $1,950 in annual benefits, while Chase Hyatt has a $95 annual fee and $0 in annual benefits. The annual fee difference is $700.
Which has a lower annual fee, Chase Hyatt or Chase Sapphire Reserve for Business?
The Chase Hyatt has a lower annual fee at $95 compared to the Chase Sapphire Reserve for Business at $795. However, the Chase Sapphire Reserve for Business offers $1,950 in total annual benefits.
Is the Chase Sapphire Reserve for Business worth it compared to the Chase Hyatt?
Yes, the Chase Sapphire Reserve for Business offers better value with $1,155 net annual value compared to -$95 for the Chase Hyatt. Even though it has a higher annual fee ($795 vs $95), the Chase Sapphire Reserve for Business provides more total benefits.
Which card is better for travel?
The Chase Sapphire Reserve for Business is better for travel with $800 in annual travel benefits compared to $0 for the Chase Hyatt.
Should I get the Chase Sapphire Reserve for Business?
If you're deciding between the Chase Hyatt and Chase Sapphire Reserve for Business, the Chase Sapphire Reserve for Business is the better choice with $1,155 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE HYATT COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE SAPPHIRE RESERVE FOR BUSINESS COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey