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Chase Sapphire Reserve for Business
CHASEBUSINESS

Chase Sapphire Reserve for Business

8 credits worth $1,950 at face value against an $795 annual fee. 2 of them pay nothing until you enroll.

UPDATED OCT 20268 CREDITS TRACKED2 NEED ENROLLMENT
ANNUAL FEE
$795/ year
Credits at face value$1,950
Break-even41%
Track these credits free →

Open the full Chase Sapphire Reserve for Business calculator →

All 8 credits, by how often they reset

Monthly

2 CREDITS · $420 / YR
DoorDash Credit$25
12 × $25 = $300
MERCHANT CREDITENROLL
DashPass members get up to $25 each month to spend on DoorDash: a $5 promo on one restaurant order plus two $10 promos on non-restaurant orders, such as groceries and retail. Available through 12/31/2027.
Lyft Credit$10
12 × $10 = $120
MERCHANT CREDITENROLL
Lyft members can get access to up to $10 in monthly in-app credits, up to $120 annually, to use on rides through 9/30/2027.

Semi-annual

2 CREDITS · $500 / YR
ZipRecruiter Credit$200
2 × $200 = $400
AUTO
Up to $200 in statement credits from January through June and again from July through December for ZipRecruiter purchases, for a maximum of $400 annually.
Curated Gift Card Credit$50
2 × $50 = $100
AUTO
Up to $50 in statement credits from January through June and again from July through December for gift card purchases from giftcards.com/reservebusiness, for a maximum of $100 per year.

Once a calendar year

2 CREDITS · $700 / YR
The Edit Hotel Credit$500
$500
AUTO
Up to $500 in automatic statement credits each year for prepaid bookings with The Edit, at most $250 per transaction. Two-night minimum. Purchases that get the credit don't earn points. Starting 1/1/2027 it rises to $1,000 a year with two more $250 credits.
Google Workspace Credit$200
$200
AUTO
Up to $200 in annual statement credits on purchases made directly with Google Workspace. Get Google AI in Gmail, Calendar, Drive, Meet, NotebookLM and more.

Once a cardmember year

1 CREDIT · $300 / YR
Travel Credit$300
$300
AUTO
Up to $300 in statement credits for travel purchases each account anniversary year. Purchases that qualify will not earn points.

Included perks

NOT COUNTED IN TOTAL
Chase Sapphire Lounge AccessFree entry to Chase Sapphire Lounges at BOS, DFW, JFK, LAS, LGA, PHL, PHX and SAN for you and up to 2 guests, with a same-day boarding pass. Extra guests cost $27. Arrive no more than 3 hours before departure (5 on a connection). LAX is coming soon.
Included
Priority Pass Select (No Restaurants)Priority Pass membership with free lounge entry for you and up to 2 guests when you fly that day. Extra guests cost $27. Enroll through Chase before your first visit. Bring the physical card or Chase's digital Priority Pass card. Priority Pass restaurants are not included.
Included
THE PART PEOPLE MISS2 of 8 credits pay nothing until you enroll

That’s $420 of face value sitting behind a form. Enrollment is one-time per credit and never applies retroactively.

DoorDash Credit$300
Lyft Credit$120

All of them live in the Benefits section of your issuer’s website.

Recent updates

VIEW ALL
CHANGED
Jan 1, 2027UPCOMING

Chase is doubling The Edit hotel credit on the Sapphire Reserve for Business from $500 to $1,000 per year starting January 1, 2027. Cardholders will get four $250 credits instead of two. The personal Sapphire Reserve stays at $500.

$500/year (2x $250)→$1,000/year (4x $250)
The Edit Hotel CreditRead more →

Where to use this card

🛫Airport Lounges48 LOCATIONSEvery Centurion Lounge, Chase Sapphire Lounge, and Capital One Lounge, with terminal and hours. See which airports your Amex Platinum, Sapphire Reserve, or Venture X gets you into.Browse map →

How it compares

AMERICANvs. Business PlatinumCompare →MAPSWhere these credits workOur own lounge list, searchable by city.Open the map →

Frequently asked questions

What is the Chase Sapphire Reserve for Business annual fee?

The Chase Sapphire Reserve for Business has an annual fee of $795. This is a business credit card.

Is the Chase Sapphire Reserve for Business worth it?

The Chase Sapphire Reserve for Business offers $1,950 in annual benefits with a $795 annual fee, for a net value of $1,155. It can be worth it if you use the key benefits like The Edit Hotel Credit, ZipRecruiter Credit, Travel Credit.

What benefits does the Chase Sapphire Reserve for Business include?

The Chase Sapphire Reserve for Business includes 10 benefits, including The Edit Hotel Credit ($500/year), ZipRecruiter Credit ($400/year), Travel Credit ($300/year), DoorDash Credit ($300/year), Google Workspace Credit ($200/year).

Who should get the Chase Sapphire Reserve for Business?

The Chase Sapphire Reserve for Business is ideal for people who spend on travel and can maximize the $1,950 in annual benefits to offset the $795 annual fee.

How does the Chase Sapphire Reserve compare to Amex Platinum?

The Chase Sapphire Reserve offers $1,950 in annual benefits with a $795 annual fee. It focuses more on dining and travel credits, while Amex Platinum emphasizes airline benefits. Compare them side-by-side to see which fits your spending better.

Can I get the Chase Sapphire Reserve for Business as a personal card?

The Chase Sapphire Reserve for Business is a business credit card. Note that there is also a personal Chase Sapphire Reserve card available.

What statement credits does the Chase Sapphire Reserve for Business have?

The Chase Sapphire Reserve for Business includes 8 statement credits: The Edit Hotel Credit, ZipRecruiter Credit, Travel Credit, DoorDash Credit, and 4 more. Together they provide $1,950 in annual value.