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COMPARE/IHG ONE REWARDS PREMIER CREDIT CARD VS SAPPHIRE RESERVE FOR BUSINESS
FIRST CARD
SECOND CARD

IHG One Rewards Premier Credit Card or Chase Sapphire Reserve for Business?

Chase Sapphire Reserve for Business returns $1,155 over its fee and IHG One Rewards Premier Credit Card returns $270, so the fee difference comes down to which categories you use.

IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit CardChase · $150 fee · 5 credits
Chase Sapphire Reserve for Business
Chase Sapphire Reserve for BusinessChase · $795 fee · 8 credits
NET VALUE+$270$420 credits
NET VALUE+$1,155$1,950 credits
IHG One Rewards Premier Credit Card
CHASEIHG One Rewards Premier Credit Card
FEE$150
CREDITS$420
NET+$270
Category wins0 of 5
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 50k Free Night
BEST NET VALUE
Chase Sapphire Reserve for Business
CHASEChase Sapphire Reserve for Business
FEE$795
CREDITS$1,950
NET+$1,155
Category wins5 of 5
ADDITIONAL BENEFITS
LOUNGE ACCESS
Chase Sapphire Lounge Access
Priority Pass Select (No Restaurants)
TAKE THE SAPPHIRE RESERVE FOR BUSINESS IF

You use travel, business, food & dining, or any of its 5 winning categories. Business and Transportation and Lifestyle alone are worth $820 here and nothing on the IHG One Rewards Premier Credit Card.

Where to use each card

IHG ONE REWARDS PREMIER CREDIT CARD

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SAPPHIRE RESERVE FOR BUSINESS
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Airport Lounges48 LOCATIONS
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Frequently asked questions

Which is better, IHG One Rewards Premier Credit Card or Chase Sapphire Reserve for Business?

The Chase Sapphire Reserve for Business is better with $1,155 net annual value compared to the IHG One Rewards Premier Credit Card at $270. The Chase Sapphire Reserve for Business wins by $885/year.

What's the difference between IHG One Rewards Premier Credit Card and Chase Sapphire Reserve for Business?

The key differences: Chase Sapphire Reserve for Business has a $795 annual fee and $1,950 in annual benefits, while IHG One Rewards Premier Credit Card has a $150 annual fee and $420 in annual benefits. The annual fee difference is $645.

Which has a lower annual fee, IHG One Rewards Premier Credit Card or Chase Sapphire Reserve for Business?

The IHG One Rewards Premier Credit Card has a lower annual fee at $150 compared to the Chase Sapphire Reserve for Business at $795. However, the Chase Sapphire Reserve for Business offers $1,950 in total annual benefits.

Is the Chase Sapphire Reserve for Business worth it compared to the IHG One Rewards Premier Credit Card?

Yes, the Chase Sapphire Reserve for Business offers better value with $1,155 net annual value compared to $270 for the IHG One Rewards Premier Credit Card. Even though it has a higher annual fee ($795 vs $150), the Chase Sapphire Reserve for Business provides more total benefits.

Which card is better for travel?

The Chase Sapphire Reserve for Business is better for travel with $800 in annual travel benefits compared to $150 for the IHG One Rewards Premier Credit Card.

Should I get the Chase Sapphire Reserve for Business?

If you're deciding between the IHG One Rewards Premier Credit Card and Chase Sapphire Reserve for Business, the Chase Sapphire Reserve for Business is the better choice with $1,155 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE IHG ONE REWARDS PREMIER CREDIT CARD COMPARISONS

MORE SAPPHIRE RESERVE FOR BUSINESS COMPARISONS