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COMPARE/CAPITAL ONE VENTURE X VS IHG ONE REWARDS PREMIER CREDIT CARD
FIRST CARD
SECOND CARD

Capital One Venture X or IHG One Rewards Premier Credit Card?

IHG One Rewards Premier Credit Card returns $270 over its fee and Capital One Venture X returns $65, so the fee difference comes down to which categories you use.

Capital One Venture X
Capital One Venture XCapital One · $395 fee · 2 credits
IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit CardChase · $150 fee · 5 credits
NET VALUE-$65$330 credits
NET VALUE+$270$420 credits
Capital One Venture X
CAPITAL ONECapital One Venture X
FEE$395
CREDITS$330
NET-$65
Category wins1 of 2
ADDITIONAL BENEFITS
LOUNGE ACCESS
Capital One Lounge Access
Priority Pass Select
BEST NET VALUE
IHG One Rewards Premier Credit Card
CHASEIHG One Rewards Premier Credit Card
FEE$150
CREDITS$420
NET+$270
Category wins1 of 2
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 50k Free Night
TAKE THE CAPITAL ONE VENTURE X IF

You use travel.

TAKE THE IHG ONE REWARDS PREMIER CREDIT CARD IF

You use food & dining. Food & Dining alone is worth $240 here and nothing on the Capital One Venture X.

Where to use each card

CAPITAL ONE VENTURE X
🛫
Airport Lounges48 LOCATIONS
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IHG ONE REWARDS PREMIER CREDIT CARD

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Frequently asked questions

Which is better, Capital One Venture X or IHG One Rewards Premier Credit Card?

The IHG One Rewards Premier Credit Card is better with $270 net annual value compared to the Capital One Venture X at -$65. The IHG One Rewards Premier Credit Card wins by $335/year.

What's the difference between Capital One Venture X and IHG One Rewards Premier Credit Card?

The key differences: Capital One Venture X has a $395 annual fee and $420 in annual benefits, while IHG One Rewards Premier Credit Card has a $150 annual fee and $330 in annual benefits. The annual fee difference is $245.

Which has a lower annual fee, Capital One Venture X or IHG One Rewards Premier Credit Card?

The IHG One Rewards Premier Credit Card has a lower annual fee at $150 compared to the Capital One Venture X at $395. However, the Capital One Venture X offers $330 in total annual benefits.

Is the IHG One Rewards Premier Credit Card worth it compared to the Capital One Venture X?

Yes, the IHG One Rewards Premier Credit Card offers better value with $270 net annual value compared to -$65 for the Capital One Venture X. It also has a lower annual fee.

Capital One vs Chase: which issuer is better?

For these specific cards, Chase's IHG One Rewards Premier Credit Card offers better value with $270 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The IHG One Rewards Premier Credit Card is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the Capital One Venture X.

Should I get the IHG One Rewards Premier Credit Card?

If you're deciding between the Capital One Venture X and IHG One Rewards Premier Credit Card, the IHG One Rewards Premier Credit Card is the better choice with $270 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE CAPITAL ONE VENTURE X COMPARISONS

MORE IHG ONE REWARDS PREMIER CREDIT CARD COMPARISONS