Bank of America Premium Rewards or IHG One Rewards Premier Credit Card?
IHG One Rewards Premier Credit Card returns $270 over its fee and Bank of America Premium Rewards returns $30, so the fee difference comes down to which categories you use.
| CATEGORY | BANK OF AMERICA PREMIUM REWARDS | IHG ONE REWARDS PREMIER CREDIT CARD |
|---|---|---|
| 🌎Travel | $125 | $150 |
| 🍽️Food & Dining | — | $240 |
| Hotel Free Night Certificates | — | |
| Total credits | $125 | $420 |
| Annual fee | $95 | $150 |
| Net value | +$30 | +$270 |
You use food & dining, travel. Food & Dining alone is worth $240 here and nothing on the Bank of America Premium Rewards.
Frequently asked questions
Which is better, Bank of America Premium Rewards or IHG One Rewards Premier Credit Card?
The IHG One Rewards Premier Credit Card is better with $270 net annual value compared to the Bank of America Premium Rewards at $30. The IHG One Rewards Premier Credit Card wins by $240/year.
What's the difference between Bank of America Premium Rewards and IHG One Rewards Premier Credit Card?
The key differences: IHG One Rewards Premier Credit Card has a $150 annual fee and $420 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $55.
Which has a lower annual fee, Bank of America Premium Rewards or IHG One Rewards Premier Credit Card?
The Bank of America Premium Rewards has a lower annual fee at $95 compared to the IHG One Rewards Premier Credit Card at $150. However, the IHG One Rewards Premier Credit Card offers $420 in total annual benefits.
Is the IHG One Rewards Premier Credit Card worth it compared to the Bank of America Premium Rewards?
Yes, the IHG One Rewards Premier Credit Card offers better value with $270 net annual value compared to $30 for the Bank of America Premium Rewards. Even though it has a higher annual fee ($150 vs $95), the IHG One Rewards Premier Credit Card provides more total benefits.
Bank of America vs Chase: which issuer is better?
For these specific cards, Chase's IHG One Rewards Premier Credit Card offers better value with $270 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for food_and_dining?
The IHG One Rewards Premier Credit Card is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the Bank of America Premium Rewards.
Should I get the IHG One Rewards Premier Credit Card?
If you're deciding between the Bank of America Premium Rewards and IHG One Rewards Premier Credit Card, the IHG One Rewards Premier Credit Card is the better choice with $270 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE BANK OF AMERICA PREMIUM REWARDS COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE IHG ONE REWARDS PREMIER CREDIT CARD COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey